Special Deposit Scheme interest rate retained at 7.1% for October-December 2026

Special Deposit Scheme interest rate

On 5 October 2026, the Ministry of Finance notified the interest rate applicable to deposits made under the Special Deposit Scheme for Non-Government Provident, Superannuation and Gratuity Funds.

The interest rate will take effect from 1 October 2026.

Key Highlights

  1. The interest rate applies to deposits made under the Special Deposit Scheme for Non-Government Provident, Superannuation and Gratuity Funds.

  2. The notification determines the rate of return payable on deposits maintained under the Special Deposit Scheme by eligible non-government provident funds, superannuation funds and gratuity funds.

  3. For the quarter ending December 2026, such deposits will continue to earn interest at 7.1% per annum.

  4. The notified rate will be applicable for the period 1 October 2026 to 31 December 2026.

  5. By retaining the rate at 7.1%, the Government has ensured continuity and predictable returns for eligible provident, superannuation and gratuity funds during the quarter.

Also Read: Govt. Retains 7.1% Interest Rate on Special Deposit Scheme for Non-Government Provident, Superannuation and Gratuity Funds

Read More: Employers Take Note: Labour Ministry Notifies Contribution Rates Under EPF, EPS and EDLI Schemes, 2026

[Special Deposit Scheme interest rate Notification, dated 05-10-2026]

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