
‘Denial of medical insurance claim violates Article 21 of Constitution’; Kerala HC quashes LIC rejection orders
“After accepting the policy, and availing the premium year after year, the insurer cannot later repudiate the claim on the ground of some ambiguity. In such cases, the principles of estoppel come into picture, which prevents the insurer from taking advantage of its own failure in disclosing the entire aspect with respect to the coverage of insurance.”