RBI Notifies Digital Payments — E-mandate Framework, 2026
RBI has notified the Digital Payments— E-mandate Framework, 2026 for recurring transactions.
RBI has notified the Digital Payments— E-mandate Framework, 2026 for recurring transactions.
RBI has issued guidelines to ensure faster credit and improved processing of cross-border inward payments by requiring prompt customer intimation, frequent reconciliation, and quicker credit to beneficiary accounts.
Reserve Bank of India has announced seven amendment directions on Responsible Business Conduct, effective April 1, 2026. These changes aim to modernize Basic Savings Bank Deposit (BSBD) accounts, introducing free essential banking facilities, digital payment norms, and customer-friendly options to promote financial inclusion in a digital era.
RBI has issued Amendments to LEF and ITE Frameworks through the Commercial Banks — Concentration Risk Management Amendment Directions, 2025, clarifying prudential treatment and strengthening risk practices.
The Reserve Bank of India has repealed the guidelines on enhancing credit supply for large borrowers and issued six amendment directions to strengthen prudential norms, improve bank balance sheets, and enhance regulatory oversight.
On 4-12-2025, the Reserve Bank of India issued 3 Repeal Directions and one Amendment Direction to harmonize and consolidate business authorization norms for co-operative banks. The move aims to enhance operational autonomy, expand credit outreach, and promote technology-driven solutions while ensuring strong regulatory safeguards.
RBI announced the slashing of Repo Rate from 5.50% to 5.25%.
On 4-12-2025, the Reserve Bank of India issued 10 Amendment Directions to strengthen the credit information reporting process. The move aims to ensure more frequent, accurate, and timely submission of credit data by Credit Institutions to Credit Information Companies, thereby improving the quality and recency of reports used in credit underwriting and monitoring.
On 4-12-2025, the Reserve Bank of India issued 7 amendment directions to improve Basic Savings Bank Deposit accounts. These changes aim to enhance customer service, promote financial inclusion, and align banking services with digitalization.
RBI issues directions and notifications on credit facilities, prudential norms, governance, asset classification, and compliance for banks and financial institutions.
RBI announced plans to interlink the Unified Payments Interface with the TARGET Instant Payment Settlement operated by the Eurosystem to enable seamless and cost-effective remittances between India and the Euro Area.
Read how RBI’s 2025 Trade Relief Measures strengthen India’s export resilience.
These Directions regulate repo transactions across recognized exchanges, electronic platforms, and OTC markets, specifying eligible securities, participants, reporting timelines, settlement norms, and haircut requirements.
The Amendment introduces the scope of business of financing indutrial enterprises in relation to Finance Companies.
RBI allows exporters to open foreign currency accounts in IFSCs under FEMA 2025 amendment, effective immediately.
by Abhisaar Bairagi*, Milind Sharma** and Ausaf Ayyub***
RBI Co-Lending Arrangements Directions 2025 establish a unified framework for joint lending by banks and NBFCs to improve transparency risk sharing and borrower protection.
Directions to safeguard the capital of regulated entities by restricting investments in Alternative Investment Funds that have exposure to borrowers in default.
Project Finance re-defined under RBI’s new Directions.
Empowering Financial Inclusion with RBI’s Master Circular.