RBI’s Comprehensive Framework of 244 Directions: Strengthening Governance, Compliance, and Financial Stability

On 28-11-2025, the Reserve Bank of India (‘RBI’) issued Directions and Notifications. The Directions are 244 and 3 guidelines covering a wide spectrum of regulatory and operational aspects for the financial sector.

These span credit card facilities, credit resource management, prudential norms, governance standards, Cash Reserve Ratio (‘CRR’), Statutory Liquidity Ratio (‘SLR’), interest rate regulations, asset liability management, income recognition, asset classification, and treatment of wilful defaulters.

The comprehensive framework applies to commercial banks, NBFCs, small finance banks, payment banks, local area banks, regional rural banks, urban cooperative banks, all-India financial institutions, and rural cooperative banks, reflecting RBI’s intent to strengthen prudential oversight and ensure stability across India’s diverse financial ecosystem.

In addition, notifications on KYC compliance and consolidation of regulations were also issued, superseding and replacing earlier circulars.

Following is the list of RBI’s Directions/Notifications issued:

1. Reserve Bank of India (Credit Information Companies — Managing Risks in Outsourcing) Directions, 2025

2. Reserve Bank of India (Credit Information Companies) Directions, 2025

3. Reserve Bank of India (Asset Reconstruction Companies — Know Your Customer) Directions, 2025

4. Reserve Bank of India (Asset Reconstruction Companies — Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

5. Reserve Bank of India (Asset Reconstruction Companies — Credit Information Reporting) Directions, 2025

6. Reserve Bank of India (Asset Reconstruction Companies) Directions, 2025

7. Reserve Bank of India (Non-Banking Financial Companies — Miscellaneous) Directions, 2025

8. Reserve Bank of India (Non-Operative Financial Holding Company) Directions, 2025

9. Reserve Bank of India (Non-Banking Financial Companies — Microfinance Institution) Directions, 2025

10. Reserve Bank of India (Non-Banking Financial Companies — Peer to Peer Lending Platform) Directions, 2025

11. Reserve Bank of India (Mortgage Guarantee Companies) Directions, 2025

12. Reserve Bank of India (Non-Banking Financial Companies — Account Aggregator) Directions, 2025

13. Reserve Bank of India (Core Investment Companies) Directions, 2025

14. Reserve Bank of India (Standalone Primary Dealers) Directions, 2025

15. Reserve Bank of India (Housing Finance Companies) Directions, 2025

16. Reserve Bank of India (Non-Banking Financial Companies — Climate Finance and Management of Climate Change Risks) Directions, 2025

17. Reserve Bank of India (Non-Banking Financial Companies — Managing Risks in Outsourcing) Directions, 2025

18. Reserve Bank of India (Non-Banking Financial Companies — Responsible Business Conduct) Directions, 2025

19. Reserve Bank of India (Non-Banking Financial Companies — Know Your Customer) Directions, 2025

20. Reserve Bank of India (Non-Banking Financial Companies — Prudential Norms on Declaration of Dividends) Directions, 2025

21. Reserve Bank of India (Non-Banking Financial Companies — Financial Statements: Presentation and Disclosures) Directions, 2025

22. Reserve Bank of India (Non-Banking Financial Companies — Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

23. Reserve Bank of India (Non-Banking Financial Companies — Resolution of Stressed Assets) Directions, 2025

24. Reserve Bank of India (Non-Banking Financial Companies — Income Recognition, Asset Classification and Provisioning) Directions, 2025

25. Reserve Bank of India (Non-Banking Financial Companies — Asset Liability Management) Directions, 2025

26. Reserve Bank of India (Non-Banking Financial Companies — Classification, Valuation and Operation of Investment Portfolio) Directions, 2025

27. Reserve Bank of India (Non-Banking Financial Companies — Securitisation Transactions) Directions, 2025

28. Reserve Bank of India (Non-Banking Financial Companies — Transfer and Distribution of Credit Risk) Directions, 2025

29. Reserve Bank of India (Non-Banking Financial Companies — Concentration Risk Management) Directions, 2025

30. Reserve Bank of India (Non-Banking Financial Companies — Credit Risk Management) Directions, 2025

31. Reserve Bank of India (Non-Banking Financial Companies — Credit Information Reporting) Directions, 2025

32. Reserve Bank of India (Non-Banking Financial Companies — Credit Cards: Issuance and Conduct) Directions, 2025

33. Reserve Bank of India (Non-Banking Financial Companies— Credit Facilities) Directions, 2025

34. Reserve Bank of India (Non-Banking Financial Companies — Acceptance of Public Deposits) Directions, 2025

35. Reserve Bank of India (Non-Banking Financial Companies — Prudential Norms on Capital Adequacy) Directions, 2025

36. Reserve Bank of India (Non-Banking Financial Companies — Governance) Directions

37. Reserve Bank of India (Non-Banking Financial Companies — Undertaking of Financial Services) Directions, 2025

38. Reserve Bank of India (Non-Banking Financial Companies — Branch Authorisation) Directions, 2025

39. Reserve Bank of India (Non-Banking Financial Companies — Voluntary Amalgamation) Directions, 2025

40. Reserve Bank of India (Non-Banking Financial Companies — Acquisition of Shareholding or Control) Directions, 2025

41. Reserve Bank of India (Non-Banking Financial Companies — Registration, Exemptions and Framework for Scale Based Regulation) Directions, 2025

42. Reserve Bank of India (All India Financial Institutions — Miscellaneous) Directions, 2025

43. Reserve Bank of India (All India Financial Institutions — Managing Risks in Outsourcing) Directions, 2025

44. Reserve Bank of India (All India Financial Institutions — Responsible Business Conduct) Directions, 2025

45. Reserve Bank of India (All India Financial Institutions — Know Your Customer) Directions, 2025

46. Reserve Bank of India (All India Financial Institutions — Financial Statements: Presentation and Disclosures) Directions, 2025

47. Reserve Bank of India (All India Financial Institutions — Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

48. Reserve Bank of India (All India Financial Institutions — Resolution of Stressed Assets) Directions, 2025

49. Reserve Bank of India (All India Financial Institutions — Income Recognition, Asset Classification and Provisioning) Directions, 2025

50. Reserve Bank of India (All India Financial Institutions — Asset Liability Management) Directions, 2025

51. Reserve Bank of India (All India Financial Institutions — Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025

52. Reserve Bank of India (All India Financial Institutions — Securitisation Transactions) Directions, 2025

53. Reserve Bank of India (All India Financial Institutions — Transfer and Distribution of Credit Risk) Directions, 2025

54. Reserve Bank of India (All India Financial Institutions — Concentration Risk Management) Directions, 2025

55. Reserve Bank of India (All India Financial Institutions — Credit Risk Management) Directions, 2025

56. Reserve Bank of India (All India Financial Institutions — Credit Information Reporting) Directions, 2025

57. Reserve Bank of India (All India Financial Institutions — Credit Facilities) Directions, 2025

58. Reserve Bank of India (All India Financial Institutions — Resource Raising Norms) Directions, 2025

59. Reserve Bank of India (All India Financial Institutions (AIFIs) — Prudential Norms on Capital Adequacy) Directions, 2025

60. Reserve Bank of India (All India Financial Institutions — Undertaking of Financial Services) Directions, 2025

61. Reserve Bank of India (Rural Co-operative Banks — Miscellaneous) Directions, 2025

62. Reserve Bank of India (Rural Co-operative Banks — Managing Risks in Outsourcing) Directions, 2025

63. Reserve Bank of India (Rural Co-operative Banks — Responsible Business Conduct) Directions, 2025

64. Reserve Bank of India (Rural Co-operative Banks — Know Your Customer) Directions, 2025

65. Reserve Bank of India (Rural Co-operative Banks — Prudential Norms on Declaration of Dividends) Directions, 2025

66. Reserve Bank of India (Rural Co-operative Banks — Financial Statements: Presentation and Disclosures) Directions, 2025

67. Reserve Bank of India (Rural Co-operative Banks — Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

68. Reserve Bank of India (Rural Co-operative Banks — Resolution of Stressed Assets) Directions, 2025

69. Reserve Bank of India (Rural Co-operative Banks — Income Recognition, Asset Classification and Provisioning) Directions, 2025

70. Reserve Bank of India (Rural Co-operative Banks — Asset Liability Management) Directions, 2025

71. Reserve Bank of India (Rural Co-operative Banks — Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025

72. Reserve Bank of India (Rural Co-operative Banks — Interest Rates on Advances) Directions, 2025

73. Reserve Bank of India (Rural Cooperative Banks— Transfer and Distribution of Credit Risk) Directions, 2025

74. Reserve Bank of India (Rural Co-operative Banks — Concentration Risk Management) Directions, 2025

75. Reserve Bank of India (Rural Co-operative Banks — Credit Risk Management) Directions, 2025

76. Reserve Bank of India (Rural Co-operative Banks — Credit Information Reporting) Directions, 2025

77. Reserve Bank of India (Rural Co-operative Banks — Debit Cards: Issuance and Conduct) Directions, 2025

78. Reserve Bank of India (Rural Cooperative Banks — Credit Facilities) Directions, 2025

79. Reserve Bank of India (Rural Co-operative Banks — Interest Rate on Deposits) Directions, 2025

80. Reserve Bank of India (Rural Co-operative Banks — Prudential Norms on Capital Adequacy) Directions, 2025

81. Reserve Bank of India (Rural Co-operative Banks — Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025

82. Reserve Bank of India (Rural Co-operative Banks — Governance) Directions

83. Reserve Bank of India (Rural Co-operative Banks — Undertaking of Financial Services) Directions, 2025

84. Reserve Bank of India (Rural Co-operative Banks — Digital Banking Channels Authorisation) Directions, 2025

85. Reserve Bank of India (Rural Co-operative Banks — Branch Authorisation) Directions, 2025

86. Reserve Bank of India (Rural Co-operative Banks — Voluntary Amalgamation) Directions, 2025

87. Reserve Bank of India (Urban Co-operative Banks — Miscellaneous) Directions

88. Reserve Bank of India (Urban Co-operative Banks — Managing Risks in Outsourcing) Directions, 2025

89. Reserve Bank of India (Urban Co-operative Banks — Responsible Business Conduct) Directions, 2025

90. Reserve Bank of India (Urban Co-operative Banks — Know Your Customer) Directions, 2025

91. Reserve Bank of India (Urban Co-operative Banks — Prudential Norms on Declaration of Dividends) Directions, 2025

92. Reserve Bank of India (Urban Co-operative Banks — Financial Statements: Presentation and Disclosures) Directions, 2025

93. Reserve Bank of India (Urban Co-operative Banks — Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

94. Reserve Bank of India (Urban Co-operative Banks — Resolution of Stressed Assets) Directions, 2025

95. Reserve Bank of India (Urban Co-operative Banks — Income Recognition, Asset Classification and Provisioning) Directions, 2025

96. Reserve Bank of India (Urban Co-operative Banks — Asset Liability Management) Directions, 2025

97. Reserve Bank of India (Urban Co-operative Banks — Classification, Valuation and Operation of Investment Portfolio) Directions, 2025

98. Reserve Bank of India (Urban Co-operative Banks — Interest Rates on Advances) Directions, 2025

99. Reserve Bank of India (Urban Co-operative Banks — Transfer and Distribution of Credit Risk) Directions, 2025

100. Reserve Bank of India (Urban Co-operative Banks — Concentration Risk Management) Directions, 2025

101. Reserve Bank of India (Urban Co-operative Banks — Credit Risk Management) Directions, 2025

102. Reserve Bank of India (Urban Co-operative Banks — Credit Information Reporting) Directions, 2025

103. Reserve Bank of India (Urban Co-operative Banks — Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025

104. Reserve Bank of India (Urban Co-operative Banks — Credit Facilities) Directions, 2025

105. Reserve Bank of India (Urban Co-operative Banks — Interest Rate on Deposits) Directions, 2025

106. Reserve Bank of India (Urban Co-operative Banks — Prudential Norms on Capital Adequacy) Directions, 2025

107. Reserve Bank of India (Urban Co-operative Banks — Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025

108. Reserve Bank of India (Urban Co-operative Banks — Governance) Directions

109. Reserve Bank of India (Urban Co-operative Banks — Undertaking of Financial Services) Directions, 2025

110. Reserve Bank of India (Urban Co-operative Banks — Digital Banking Channels Authorisation) Directions, 2025

111. Reserve Bank of India (Urban Co-operative Banks — Branch Authorisation) Directions, 2025

112. Reserve Bank of India (Urban Co-operative Banks — Voluntary Amalgamation) Directions, 2025

113. Reserve Bank of India (Urban Co-operative Banks — Licensing, Scheduling and Regulatory Classification) Guidelines, 2025

114. Reserve Bank of India (Regional Rural Banks — Miscellaneous) Directions, 2025

115. Reserve Bank of India (Regional Rural Banks — Responsible Business Conduct) Directions, 2025

116. Reserve Bank of India (Regional Rural Banks — Know Your Customer) Directions, 2025

117. Reserve Bank of India (Regional Rural Banks — Financial Statements: Presentation and Disclosures) Directions, 2025

118. Reserve Bank of India (Regional Rural Banks — Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

119. Reserve Bank of India (Regional Rural Banks — Resolution of Stressed Assets) Directions, 2025

120. Reserve Bank of India (Regional Rural Banks — Income Recognition, Asset Classification and Provisioning) Directions, 2025

121. Reserve Bank of India (Regional Rural Banks — Asset Liability Management) Directions, 2025

122. Reserve Bank of India (Regional Rural Banks — Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025

123. Reserve Bank of India (Regional Rural Banks — Interest Rates on Advances) Directions, 2025

124. Reserve Bank of India (Regional Rural Banks — Transfer and Distribution of Credit Risk) Directions, 2025

125. Reserve Bank of India (Regional Rural Banks — Concentration Risk Management) Directions, 2025

126. Reserve Bank of India (Regional Rural Banks — Credit Risk Management) Directions, 2025

127. Reserve Bank of India (Regional Rural Banks — Credit Information Reporting) Directions, 2025

128. Reserve Bank of India (Regional Rural Banks — Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025

129. Reserve Bank of India (Regional Rural Banks — Credit Facilities) Directions, 2025

130. Reserve Bank of India (Regional Rural Banks — Interest Rate on Deposits) Directions, 2025

131. Reserve Bank of India (Regional Rural Banks — Prudential Norms on Capital Adequacy) Directions, 2025

132. Reserve Bank of India (Regional Rural Banks — Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025

133. Reserve Bank of India (Regional Rural Banks — Governance) Directions

134. Reserve Bank of India (Regional Rural Banks — Undertaking of Financial Services) Directions, 2025

135. Reserve Bank of India (Regional Rural Banks — Digital Banking Channels Authorisation) Directions, 2025

136. Reserve Bank of India (Regional Rural Banks — Branch Authorisation) Directions, 2025

137. Reserve Bank of India (Local Area Banks — Miscellaneous) Directions, 2025

138. Reserve Bank of India (Local Area Banks — Managing Risks in Outsourcing) Directions, 2025

139. Reserve Bank of India (Local Area Banks — Responsible Business Conduct) Directions, 2025

140. Reserve Bank of India (Local Area Banks — Know Your Customer) Directions, 2025

141. Reserve Bank of India (Local Area Banks — Prudential Norms on Declaration of Dividends) Directions, 2025

142. Reserve Bank of India (Local Area Banks — Financial Statements: Presentation and Disclosures) Directions, 2025

143. Reserve Bank of India (Local Area Banks — Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

144. Reserve Bank of India (Local Area Banks — Resolution of Stressed Assets) Directions, 2025

145. Reserve Bank of India (Local Area Banks — Income Recognition, Asset Classification and Provisioning pertaining to Advances) Directions, 2025

146. Reserve Bank of India (Local Area Banks — Asset Liability Management) Directions, 2025

147. Reserve Bank of India (Local Area Banks — Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025

148. Reserve Bank of India (Local Area Banks — Interest Rates on Advances) Directions, 2025

149. Reserve Bank of India (Local Area Banks — Transfer and Distribution of Credit Risk) Directions, 2025

150. Reserve Bank of India (Local Area Banks — Concentration Risk Management) Directions, 2025

151. Reserve Bank of India (Local Area Banks — Credit Risk Management) Directions, 2025

152. Reserve Bank of India (Local Area Banks — Credit Information Reporting) Directions, 2025

153. Reserve Bank of India (Local Area Banks — Debit Cards: Issuance and Conduct) Directions, 2025

154. Reserve Bank of India (Local Area Banks — Credit Facilities) Directions, 2025

155. Reserve Bank of India (Local Area Banks — Interest Rate on Deposits) Directions, 2025

156. Reserve Bank of India (Local Area Banks — Prudential Norms on Capital Adequacy) Directions, 2025

157. Reserve Bank of India (Local Area Banks — Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025

158. Reserve Bank of India (Local Area Banks — Governance) Directions, 2025

159. Reserve Bank of India (Local Area Banks — Digital Banking Channels Authorisation) Directions, 2025

160. Reserve Bank of India (Local Area Banks — Branch Authorisation) Directions, 2025

161. Reserve Bank of India (Local Area Banks — Voluntary Amalgamation) Directions, 2025

162. Reserve Bank of India (Local Area Banks — Acquisition and Holding of Shares or Voting Rights) Directions, 2025

163. Reserve Bank of India (Payments Banks — Miscellaneous) Directions, 2025

164. Reserve Bank of India (Payments Banks — Managing Risks in Outsourcing) Directions, 2025

165. Reserve Bank of India (Payments Banks — Responsible Business Conduct) Directions, 2025

166. Reserve Bank of India (Payments Banks — Know Your Customer) Directions, 2025

167. Reserve Bank of India (Payments Banks — Prudential Norms on Declaration of Dividend) Directions, 2025

168. Reserve Bank of India (Payments Banks — Financial Statements: Presentation and Disclosures) Directions, 2025

169. Reserve Bank of India (Payments Banks — Asset Liability Management) Directions, 2025

170. Reserve Bank of India (Payments Banks — Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025

171. Reserve Bank of India (Payments Banks — Debit Cards: Issuance and Conduct) Directions, 2025

172. Reserve Bank of India (Payments Banks — Interest Rate on Deposits) Directions, 2025

173. Reserve Bank of India (Payments Banks— Prudential Norms on Capital Adequacy) Directions, 2025

174. Reserve Bank of India (Payments Banks — Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025

175. Reserve Bank of India (Payments Banks — Governance) Directions, 2025

176. Reserve Bank of India (Payments Banks — Undertaking of Financial Services) Directions, 2025

177. Reserve Bank of India (Payments Banks — Digital Banking Channels Authorisation) Directions, 2025

178. Reserve Bank of India (Payments Banks — Branch Authorisation) Directions, 2025

179. Reserve Bank of India (Payments Banks — Voluntary Amalgamation) Directions, 2025

180. Reserve Bank of India (Payments Banks — Acquisition and Holding of Shares or Voting Rights) Directions, 2025

181. Reserve Bank of India (Small Finance Banks — Miscellaneous) Directions, 2025

182. Reserve Bank of India (Small Finance Banks — Climate Finance and Management of Climate Change Risks) Directions, 2025

183. Reserve Bank of India (Small Finance Banks — Managing Risks in Outsourcing) Directions, 2025

184. Reserve Bank of India (Small Finance Banks — Responsible Business Conduct) Directions, 2025

185. Reserve Bank of India (Small Finance Banks — Know Your Customer) Directions, 2025

186. Reserve Bank of India (Small Finance Banks — Prudential Norms on Declaration of Dividends) Directions, 2025

187. Reserve Bank of India (Small Finance Banks — Financial Statements: Presentation and Disclosures) Directions, 2025

188. Reserve Bank of India (Small Finance Banks — Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

189. Reserve Bank of India (Small Finance Banks — Resolution of Stressed Assets) Directions, 2025

190. Reserve Bank of India (Small Finance Banks — Income Recognition, Asset Classification and Provisioning) Directions, 2025

191. Reserve Bank of India (Small Finance Banks — Asset Liability Management) Directions, 2025

192. Reserve Bank of India (Small Finance Banks — Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025

193. Reserve Bank of India (Small Finance Banks — Interest Rates on Advances) Directions, 2025

194. Reserve Bank of India (Small Finance Banks — Securitisation Transactions) Directions, 2025

195. Reserve Bank of India (Small Finance Banks — Transfer and Distribution of Credit Risk) Directions, 2025

196. Reserve Bank of India (Small Finance Banks — Concentration Risk Management) Directions, 2025

197. Reserve Bank of India (Small Finance Banks — Credit Risk Management) Directions, 2025

198. Reserve Bank of India (Small Finance Banks — Credit Information Reporting) Directions, 2025

199. Reserve Bank of India (Small Finance Banks — Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025

200. Reserve Bank of India (Small Finance Banks — Credit Facilities) Directions, 2025

201. Reserve Bank of India (Small Finance Banks — Interest Rate on Deposits) Directions, 2025

202. Reserve Bank of India (Small Finance Banks — Resource Raising Norms) Directions, 2025

203. Reserve Bank of India (Small Finance Banks — Prudential Norms on Capital Adequacy) Directions, 2025

204. Reserve Bank of India (Small Finance Banks — Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025

205. Reserve Bank of India (Small Finance Banks — Governance) Directions, 2025

206. Reserve Bank of India (Small Finance Banks — Undertaking of Financial Services) Directions, 2025

207. Reserve Bank of India (Small Finance Banks — Digital Banking Channels Authorisation) Directions, 2025

208. Reserve Bank of India (Small Finance Banks — Branch Authorisation) Directions, 2025

209. Reserve Bank of India (Small Finance Banks — Voluntary Amalgamation) Directions, 2025

210. Reserve Bank of India (Small Finance Banks — Acquisition and Holding of Shares or Voting Rights) Directions, 2025

211. Reserve Bank of India (Small Finance Banks — Licensing) Guidelines, 2025

212. Reserve Bank of India (Commercial Banks — Miscellaneous) Directions, 2025

213. Reserve Bank of India (Commercial Banks — Forthcoming Instructions) Directions, 2025

214. Reserve Bank of India (Commercial Banks — Climate Finance and Management of Climate Change Risks) Directions, 2025

215. Reserve Bank of India (Commercial Banks — Managing Risks in Outsourcing) Directions, 2025

216. Reserve Bank of India (Commercial Banks — Responsible Business Conduct) Directions, 2025

217. Reserve Bank of India (Commercial Banks — Know Your Customer) Directions, 2025

218. Reserve Bank of India (Commercial Banks — Prudential Norms on Declaration of Dividends and Remittance of Profit) Directions, 2025

219. Reserve Bank of India (Commercial Banks — Financial Statements: Presentation and Disclosures) Directions, 2025

220. Reserve Bank of India (Commercial Banks — Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

221. Reserve Bank of India (Commercial Banks — Resolution of Stressed Assets) Directions, 2025

222. Reserve Bank of India (Commercial Banks — Income Recognition, Asset Classification and Provisioning) Directions, 2025

223. Reserve Bank of India (Commercial Banks — Asset Liability Management) Directions, 2025

224. Reserve Bank of India (Commercial Banks — Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025

225. Reserve Bank of India (Commercial Banks — Interest Rates on Advances) Directions, 2025

226. Reserve Bank of India (Commercial Banks — Securitisation Transactions) Directions, 2025

227. Reserve Bank of India (Commercial Banks — Transfer and Distribution of Credit Risk) Directions, 2025

228. Reserve Bank of India (Commercial Banks — Concentration Risk Management) Directions, 2025

229. Reserve Bank of India (Commercial Banks — Credit Risk Management) Directions, 2025

230. Reserve Bank of India (Commercial Banks — Credit Information Reporting) Directions, 2025

231. Reserve Bank of India (Commercial Banks — Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025

232. Reserve Bank of India (Commercial Banks — Credit Facilities) Directions, 2025

233. Reserve Bank of India (Commercial Banks — Interest Rate on Deposits) Directions, 2025

234. Reserve Bank of India (Commercial Banks — Resource Raising Norms) Directions, 2025

235. Reserve Bank of India (Commercial Banks — Prudential Norms on Capital Adequacy) Directions, 2025

236. Reserve Bank of India (Commercial Banks — Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025

237. Reserve Bank of India (Commercial Banks — Governance) Directions, 2025

238. Reserve Bank of India (Commercial Banks — Undertaking of Financial Services) Directions, 2025

239. Reserve Bank of India (Commercial Banks — Digital Banking Channels Authorisation) Directions, 2025

240. Reserve Bank of India (Commercial Banks — Branch Authorisation) Directions, 2025

241. Reserve Bank of India (Commercial Banks — Voluntary Amalgamation) Directions, 2025

242. Reserve Bank of India (Commercial Banks — Acquisition and Holding of Shares or Voting Rights) Directions, 2025

243. Reserve Bank of India (Setting Up of Wholly Owned Subsidiaries by Foreign Banks) Guidelines, 2025

244. Reserve Bank of India (Universal Banks- Licensing) Guidelines, 2025

245. Compliance with Know Your Customer (KYC) norms

246. Consolidation of Regulations — Withdrawal of circulars

247. Compliance with Know Your Customer (KYC) norms

Read RBI’s Directions and Notifications all on SCC Online

*Shubhi Srivastava, Editor.

** Kriti Kumar, Senior Editor.