{"id":6677,"date":"2015-06-30T09:06:00","date_gmt":"2015-06-30T09:06:00","guid":{"rendered":"http:\/\/localhost\/sccblog\/?p=6677"},"modified":"2015-10-15T15:34:38","modified_gmt":"2015-10-15T10:04:38","slug":"standard-chartered-bank-does-not-enjoy-dominant-position-in-the-relevant-market-of-provision-of-credit-card-loan-facilities-by-banks-in-india","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2015\/06\/30\/standard-chartered-bank-does-not-enjoy-dominant-position-in-the-relevant-market-of-provision-of-credit-card-loan-facilities-by-banks-in-india\/","title":{"rendered":"Standard Chartered Bank does not enjoy dominant position in the relevant market of \u201cprovision of credit card\/loan facilities by banks in India\u201d"},"content":{"rendered":"

Competition Commission of India: <\/span><\/b>CCI in its order under section 26(2) of the Competition Act, 2002 closed the case against the Standard Chartered Bank (SCB) for alleged abuse of dominant position. The Informant filed information alleging abuse of dominance by SCB in credit card service facility. It was alleged that terms and conditions imposed on him by SCB are arbitrary and unilateral. Practices like charging of interest after operation of card, compounding of interest, etc. were also alleged to be unfair. \u00a0The informant averred that information provided by SCB to the Credit Information Bureau (CIB) was arbitrary which may forbid him to avail any loan facility from any bank in future as the banks generally conduct due diligence by referring to the information available with CIB.<\/span><\/p>\n

The CCI determined the relevant market as \u201cprovision of credit card\/loan facilities by banks in India\u201d and observed that many banks such as Citibank, American Express, IndusInd Bank, HSBC, RBL, Axis Bank, HDFC Bank, State Bank of India operate along with Standard Chartered Bank and offer similar services. As the informant failed to place any material evidence on record to show that SCB operates independently of the competitive forces prevailing in the relevant market or that it can affect its competitors or consumers or the relevant market in its favour. The Commission ruled that prima facie,<\/i> Standard Chartered Bank does not appear to be dominant in the relevant marker and closed the matter.\u00a0<\/span>In re Vikas Kumar Goel v. Standard Chartered Bank<\/span><\/i>, (2015) CCI 14<\/a><\/span>, decided on 23rd<\/sup> June, 2015<\/p>\n","protected":false},"excerpt":{"rendered":"

Competition Commission of India: CCI in its order under section 26(2) of the Competition Act, 2002 closed the case against the Standard <\/p>\n","protected":false},"author":3,"featured_media":7321,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[11],"tags":[3543],"class_list":["post-6677","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tribunals_commissions_regulatorybodies","tag-Standard_Chartered_Bank"],"yoast_head":"\nStandard Chartered Bank does not enjoy dominant position in the relevant market of \u201cprovision of credit card\/loan facilities by banks in India\u201d | SCC Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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Ltd., dismissed","author":"Sucheta","date":"June 29, 2016","format":false,"excerpt":"Competition Commission of India (CCI): CCI has dismissed allegations of abuse of dominant position against Nissan Motor India Pvt. Ltd. in terms of after-sales service while observing that the issue raised in the information pertained to alleged deficiency in services and no case of contravention of the provisions of Section\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":94381,"url":"https:\/\/www.scconline.com\/blog\/post\/2016\/12\/23\/allegations-against-mercedes-benz-india-pvt-ltd-for-alleged-abuse-of-dominant-position-dismissed\/","url_meta":{"origin":6677,"position":2},"title":"Allegations against Mercedes Benz India Pvt. Ltd. for alleged abuse of dominant position, dismissed","author":"Saba","date":"December 23, 2016","format":false,"excerpt":"Competition Commission of India (CCI):\u00a0CCI has dismissed allegations of abuse of dominant position against German luxury car manufacturer Mercedes Benz India Pvt. Ltd. Earlier, an information was filed by Shree Hari Inn Pvt. Ltd. alleging that an authorised service centre of Mercedes in Gujarat was resorting to malpractices with regard\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":218718,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/08\/28\/no-abuse-of-dominant-position-contemplated-under-s-4-of-competition-act-found-against-gujarat-sbst\/","url_meta":{"origin":6677,"position":3},"title":"CCI | No abuse of dominant position contemplated under S. 4 of Competition Act found against Gujarat SBST","author":"Bhumika Indulia","date":"August 28, 2019","format":false,"excerpt":"Competition Commission of India (CCI), New Delhi: Coram comprising of Ashok Kumar Gupta (Chairman) and U.C. Nahta and Sangeeta Verma (Members), dismissed an application as the allegations in regard to abuse of dominant position or any other were not found to have been established. The present case was filed by\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":18415,"url":"https:\/\/www.scconline.com\/blog\/post\/2015\/10\/13\/times-of-india-is-not-dominant-in-mumbai-in-the-market-for-services-of-advertisement-in-english-print-media\/","url_meta":{"origin":6677,"position":4},"title":"Times of India is not dominant in Mumbai in the market for services of advertisement in English print media","author":"Sucheta","date":"October 13, 2015","format":false,"excerpt":"Competition Commission of India (CCI): Media giant Bennett Coleman\u2019s daily the Times of India\/Mumbai Times does not, for the purpose of section 4 of the Competition Act, 2002, enjoy dominant position in cosmopolitan city of Mumbai in the relevant market for services of procurement of advertisement space in English print\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/10\/Competition-Commission.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":50051,"url":"https:\/\/www.scconline.com\/blog\/post\/2016\/06\/09\/allegations-of-abuse-of-dominant-position-by-prateek-realtors-india-pvt-ltd-dismissed\/","url_meta":{"origin":6677,"position":5},"title":"Allegations of abuse of dominant position by Prateek Realtors India Pvt. Ltd., dismissed","author":"Sucheta","date":"June 9, 2016","format":false,"excerpt":"Competition Commission of India (CCI): An information alleging abuse of dominant position by Prateek Realtors India Pvt. Ltd. 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