{"id":362555,"date":"2025-10-04T14:00:33","date_gmt":"2025-10-04T08:30:33","guid":{"rendered":"https:\/\/www.scconline.com\/blog\/?p=362555"},"modified":"2025-10-04T13:49:49","modified_gmt":"2025-10-04T08:19:49","slug":"sebi-introduces-verified-upi-handles-and-sebi-check-to-safeguard-investors","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2025\/10\/04\/sebi-introduces-verified-upi-handles-and-sebi-check-to-safeguard-investors\/","title":{"rendered":"SEBI Introduces \u201cVerified UPI Handles\u201d and \u201cSEBI Check\u201d to safeguard Investors"},"content":{"rendered":"<div style=\"text-align: justify; line-height: 150%;\">\n<p style=\"margin-bottom: 3%;\">On 1-10-2025, the Securities and Exchange Board of India (<span style=\"font-weight: bold;\">SEBI<\/span>) announced the &#8220;<span style=\"font-weight: bold;\">Validated UPI Handles<\/span>&#8221; and &#8220;<span style=\"font-weight: bold;\">SEBI Check<\/span>,&#8221; two key initiatives aimed at enhancing payment security and protecting investors from fraudulent transactions in the securities market.<\/p>\n<h3>Key Points:<\/h3>\n<ol style=\"list-style-type: decimal;\">\n<li>\n<p>Following its circular issued on 11-6-2025, SEBI has officially rolled out two key initiatives for more transparent and secure digital ecosystem for financial transactions for investors:<\/p>\n<ul style=\"list-style-type: disc;\">\n<li>\n<p>Validated UPI Handles<\/p>\n<\/li>\n<li>\n<p>SEBI Check<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>The <span style=\"font-weight: bold;\">Validated UPI Handles<\/span> system is introduced as a standardized format for UPI IDs used by SEBI-registered investor-facing intermediaries.<\/p>\n<\/li>\n<li>\n<p>These UPI IDs now carry the exclusive &#8220;@valid&#8221; handle, issued by the National Payments Corporation of India (&#8216;NPCI&#8217;), combined with category-specific suffixes such as:<\/p>\n<ul style=\"list-style-type: disc;\">\n<li>\n<p>.brk for brokers<\/p>\n<\/li>\n<li>\n<p>.mf for mutual funds<\/p>\n<\/li>\n<\/ul>\n<p>(Example: abc.brk@validhdfc, xyz.mf@validicici)<\/p>\n<\/li>\n<li>\n<p>This structured format allows investors to easily identify legitimate entities and avoid unauthorized recipients.<\/p>\n<\/li>\n<li>\n<p>The key feature of this system is the <span style=\"font-weight: bold;\">visual verification icon<\/span>, a &#8220;<span style=\"font-weight: bold;\">thumbs-up inside a green triangle<\/span>&#8221;<\/span><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/10\/14_SEBI-secure-checks-1.png\" alt=\"\" width=\"62\" height=\"57\"\/>, which appears during transactions to confirm authenticity. Its absence serves as a warning that the payment may be directed to an unregistered or fraudulent entity.<\/span><\/p>\n<\/li>\n<li>\n<p>Additionally, intermediaries will provide a <span style=\"font-weight: bold;\">distinctive QR code<\/span> featuring the same thumbs-up logo at its center, enabling error-free and secure payments.<\/p>\n<\/li>\n<li>\n<p>SEBI clarified that the @valid UPI handle is an <span style=\"font-weight: bold;\">additional payment option<\/span>, not a replacement. Investors can still use NEFT, RTGS, IMPS, etc., but are encouraged to prefer @valid for added security.<\/p>\n<\/li>\n<li>\n<p>SEBI has also launched the <span style=\"font-weight: bold;\">SEBI Check<\/span> tool, a digital verification platform that allows users to confirm the authenticity of UPI IDs and bank account details of SEBI-registered intermediaries. The tool is available via<\/span>:<\/p>\n<ul style=\"list-style-type: disc;\">\n<li>\n<p>SEBI Check Portal<\/p>\n<\/li>\n<li>\n<p style=\"font-weight: normal;\"><span class=\"Strong\">Saarthi mobile app<\/span><\/p>\n<\/li>\n<li>\n<p style=\"font-weight: normal;\"><span class=\"Strong\">SEBI official website<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>Investors can input either a UPI ID or a bank account number along with the IFSC code to verify credentials before initiating payments.<\/p>\n<\/li>\n<li>\n<p>SEBI Check supports all major payment modes including UPI, NEFT, RTGS, and IMPS, making it a versatile resource for secure financial transactions.<\/p>\n<\/li>\n<li>\n<p>SEBI strongly advises all individual investors to actively use the &#8220;@valid&#8221; UPI handles and verify payment details through SEBI Check before transferring funds.<\/p>\n<\/li>\n<li>\n<p>By introducing visual cues and independent verification tools, SEBI aims to foster greater transparency, trust, and confidence among investors, reflecting its ongoing mission to safeguard investors, uphold market integrity, and build a robust digital ecosystem.<\/p>\n<\/li>\n<\/ol>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p style=\"font-style: italic;\">SEBI introduces &#8220;@valid&#8221; UPI handles and the &#8220;SEBI Check&#8221; tool to empower investors with secure, fraud-proof payment options and independent verification of intermediary credentials.<\/p>\n","protected":false},"author":67525,"featured_media":362561,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4,1193],"tags":[58722,88095,90298,2563,90295,35980,90296,16791,90297,90294],"class_list":["post-362555","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legislationupdates","category-notifications","tag-investor-protection","tag-npc","tag-saarthi-app","tag-SEBI","tag-sebi-check","tag-sebi-circular","tag-secure-payments","tag-securities-and-exchange-board-of-india","tag-upi-verification","tag-validated-upi-handles"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>SEBI Introduces \u201cVerified UPI Handles\u201d and \u201cSEBI Check\u201d to safeguard Investors | 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