{"id":351157,"date":"2025-06-21T12:30:25","date_gmt":"2025-06-21T07:00:25","guid":{"rendered":"https:\/\/www.scconline.com\/blog\/?p=351157"},"modified":"2025-06-21T13:20:42","modified_gmt":"2025-06-21T07:50:42","slug":"rbi-project-finance-directions-2025","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/","title":{"rendered":"RBI Directions 2025 reshape India\u2019s Project Finance framework"},"content":{"rendered":"
\n

On 19-6-2025, the Reserve Bank of India (\u2018RBI\u2019)<\/span> notified the \u2018Reserve Bank of India (Project Finance) Directions, 2025<\/span>\u2019 to establish a harmonised framework for financing of projects in infrastructure and non-infrastructure projects by banks, Non Banking Financial Companies (\u2018NBFCs\u2019)<\/span>, and other regulated entities. These Directions will come into effect from 1-10-2025.<\/p>\n

Key Points from the Reserve Bank of India (Project Finance) Directions, 2025<\/span>:<\/h3>\n
    \n
  1. With the aim to unify various lending rules across the banks, NBFCs, cooperative banks, and financial institutions, these Directions are introduced to recognise the risks and structure of project finance<\/span> addressing both infrastructure and non-infrastructure sectors<\/span>, including Commercial Real Estate<\/span> and CRE-Residential Housing<\/span>.<\/li>\n
  2. RBI\u2019s Prudential Framework for Resolution of Stressed Assets<\/span>, introduced in 2019, laid the groundwork for resolution protocols which did not cover regulatory concerns for project finance accounts, resulting in delayed commencement of commercial operations (Date of Commencement of Commercial Operations).<\/li>\n
  3. These Directions are applicable to:\n
      \n
    • All Commercial Banks (excl. Payment\/Local Area\/RRBs);<\/li>\n
    • All NBFCs and Housing Finance Companies;<\/li>\n
    • Primary (Urban) Cooperative Banks;<\/li>\n
    • All India Financial Institutions.<\/li>\n<\/ul>\n<\/li>\n
    • Projects that achieve financial closure before 1-10-2025 will not be subject to the new rules, unless a fresh credit event or material contractual change arises after that point.<\/li>\n
    • New directions introduce project phase and governance into 3 levels- Design<\/span>, Construction<\/span>, and Operational<\/span> phases, enabling more clarity and oversight between financial structuring and project.<\/li>\n
    • The disbursement and repayment schedules will have to align with project milestones and the economic life of the asset while repayment tenures cannot exceed 85% of this lifespan.<\/li>\n
    • To ensure real-time project tracking, progress assessments are to be confirmed by independent engineers or architects.<\/li>\n
    • The Directions redefine stress recognition and resolution in project finance<\/span> by reporting them to RBI\u2019s Central Repository of Information on Large Credit.<\/li>\n
    • RBI mandates the creation of digital project databases<\/span> for all project finance exposures to capture key parameters which have to be updated within 15 days<\/span> of any change notified, in order to supervise and manage risk.<\/li>\n
    • \n

      RBI\u2019s Directions uphold clear penalties for non-compliance, reinforcing these as binding regulations.<\/p>\n<\/li>\n<\/ol>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

      Project Finance re-defined under RBI’s new Directions.<\/p>\n","protected":false},"author":67525,"featured_media":323058,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4,1193],"tags":[43173,83858,82743,82087,2945,29044,54975,2611,58686,2732],"class_list":["post-351157","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legislationupdates","category-notifications","tag-banking-law","tag-dcco","tag-financial-regulation","tag-infrastructure-finance","tag-NBFC","tag-non-banking-financial-companies","tag-project-finance","tag-RBI","tag-rbi-directions","tag-Reserve_Bank_of_India"],"yoast_head":"\nRBI\u2019s Project Finance Directions | SCC Times<\/title>\n<meta name=\"description\" content=\"RBI enhanced governance, real-time oversight, and provisioning standards vide Reserve Bank of India (Project Finance) Directions, 2025.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBI Directions 2025 reshape India\u2019s Project Finance framework\" \/>\n<meta property=\"og:description\" content=\"Reserve Bank of India enhanced governance, real-time oversight, and provisioning standards vide Reserve Bank of India (Project Finance) Directions, 2025.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/\" \/>\n<meta property=\"og:site_name\" content=\"SCC Times\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/scc.online\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-21T07:00:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-21T07:50:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"886\" \/>\n\t<meta property=\"og:image:height\" content=\"590\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Shubhi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"RBI Directions 2025 reshape India\u2019s Project Finance framework\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shubhi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/\"},\"author\":{\"name\":\"Shubhi\",\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/#\\\/schema\\\/person\\\/3e8a14a0016e76e01d69a7a3ca6164ac\"},\"headline\":\"RBI Directions 2025 reshape India\u2019s Project Finance framework\",\"datePublished\":\"2025-06-21T07:00:25+00:00\",\"dateModified\":\"2025-06-21T07:50:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/\"},\"wordCount\":348,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/Reserve-Bank-of-India.webp\",\"keywords\":[\"Banking Law\",\"DCCO\",\"Financial Regulation.\",\"infrastructure finance\",\"NBFC\",\"Non-Banking Financial Companies\",\"Project Finance\",\"RBI\",\"RBI directions\",\"Reserve Bank of India\"],\"articleSection\":[\"Legislation Updates\",\"Notifications\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/\",\"url\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/\",\"name\":\"RBI\u2019s Project Finance Directions | SCC Times\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/Reserve-Bank-of-India.webp\",\"datePublished\":\"2025-06-21T07:00:25+00:00\",\"dateModified\":\"2025-06-21T07:50:42+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/#\\\/schema\\\/person\\\/3e8a14a0016e76e01d69a7a3ca6164ac\"},\"description\":\"RBI enhanced governance, real-time oversight, and provisioning standards vide Reserve Bank of India (Project Finance) Directions, 2025.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/Reserve-Bank-of-India.webp\",\"contentUrl\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/Reserve-Bank-of-India.webp\",\"width\":886,\"height\":590,\"caption\":\"Reserve Bank of India\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/2025\\\/06\\\/21\\\/rbi-project-finance-directions-2025\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"RBI Directions 2025 reshape India\u2019s Project Finance framework\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/\",\"name\":\"SCC Times\",\"description\":\"Bringing you the Best Analytical Legal News\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/#\\\/schema\\\/person\\\/3e8a14a0016e76e01d69a7a3ca6164ac\",\"name\":\"Shubhi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0da7aaea2ff41a69b9926284cf9e1f24b3f53e830b045ed1d3f853355e3e5157?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0da7aaea2ff41a69b9926284cf9e1f24b3f53e830b045ed1d3f853355e3e5157?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0da7aaea2ff41a69b9926284cf9e1f24b3f53e830b045ed1d3f853355e3e5157?s=96&d=mm&r=g\",\"caption\":\"Shubhi\"},\"url\":\"https:\\\/\\\/www.scconline.com\\\/blog\\\/post\\\/author\\\/shubhi\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"RBI\u2019s Project Finance Directions | SCC Times","description":"RBI enhanced governance, real-time oversight, and provisioning standards vide Reserve Bank of India (Project Finance) Directions, 2025.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/","og_locale":"en_US","og_type":"article","og_title":"RBI Directions 2025 reshape India\u2019s Project Finance framework","og_description":"Reserve Bank of India enhanced governance, real-time oversight, and provisioning standards vide Reserve Bank of India (Project Finance) Directions, 2025.","og_url":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/","og_site_name":"SCC Times","article_publisher":"https:\/\/www.facebook.com\/scc.online\/","article_published_time":"2025-06-21T07:00:25+00:00","article_modified_time":"2025-06-21T07:50:42+00:00","og_image":[{"width":886,"height":590,"url":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.jpg","type":"image\/jpeg"}],"author":"Shubhi","twitter_card":"summary_large_image","twitter_title":"RBI Directions 2025 reshape India\u2019s Project Finance framework","twitter_misc":{"Written by":"Shubhi","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/#article","isPartOf":{"@id":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/"},"author":{"name":"Shubhi","@id":"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/3e8a14a0016e76e01d69a7a3ca6164ac"},"headline":"RBI Directions 2025 reshape India\u2019s Project Finance framework","datePublished":"2025-06-21T07:00:25+00:00","dateModified":"2025-06-21T07:50:42+00:00","mainEntityOfPage":{"@id":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/"},"wordCount":348,"commentCount":0,"image":{"@id":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/#primaryimage"},"thumbnailUrl":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.webp","keywords":["Banking Law","DCCO","Financial Regulation.","infrastructure finance","NBFC","Non-Banking Financial Companies","Project Finance","RBI","RBI directions","Reserve Bank of India"],"articleSection":["Legislation Updates","Notifications"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/","url":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/","name":"RBI\u2019s Project Finance Directions | SCC Times","isPartOf":{"@id":"https:\/\/www.scconline.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/#primaryimage"},"image":{"@id":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/#primaryimage"},"thumbnailUrl":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.webp","datePublished":"2025-06-21T07:00:25+00:00","dateModified":"2025-06-21T07:50:42+00:00","author":{"@id":"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/3e8a14a0016e76e01d69a7a3ca6164ac"},"description":"RBI enhanced governance, real-time oversight, and provisioning standards vide Reserve Bank of India (Project Finance) Directions, 2025.","breadcrumb":{"@id":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/#primaryimage","url":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.webp","contentUrl":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.webp","width":886,"height":590,"caption":"Reserve Bank of India"},{"@type":"BreadcrumbList","@id":"https:\/\/www.scconline.com\/blog\/post\/2025\/06\/21\/rbi-project-finance-directions-2025\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.scconline.com\/blog\/"},{"@type":"ListItem","position":2,"name":"RBI Directions 2025 reshape India\u2019s Project Finance framework"}]},{"@type":"WebSite","@id":"https:\/\/www.scconline.com\/blog\/#website","url":"https:\/\/www.scconline.com\/blog\/","name":"SCC Times","description":"Bringing you the Best Analytical Legal News","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.scconline.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/3e8a14a0016e76e01d69a7a3ca6164ac","name":"Shubhi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/0da7aaea2ff41a69b9926284cf9e1f24b3f53e830b045ed1d3f853355e3e5157?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0da7aaea2ff41a69b9926284cf9e1f24b3f53e830b045ed1d3f853355e3e5157?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0da7aaea2ff41a69b9926284cf9e1f24b3f53e830b045ed1d3f853355e3e5157?s=96&d=mm&r=g","caption":"Shubhi"},"url":"https:\/\/www.scconline.com\/blog\/post\/author\/shubhi\/"}]}},"jetpack_featured_media_url":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.webp","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":225081,"url":"https:\/\/www.scconline.com\/blog\/post\/2020\/02\/03\/penalty-imposed-on-fortune-integrated-assets-finance-ltd-for-non-compliance-of-monitoring-of-frauds-in-nbfcs-reserve-bank-directions-2016\/","url_meta":{"origin":351157,"position":0},"title":"Penalty on — Fortune Integrated Assets Finance Ltd. for non-compliance of– Monitoring of Frauds in NBFCs (Reserve Bank) Directions, 2016","author":"Bhumika Indulia","date":"February 3, 2020","format":false,"excerpt":"The Reserve Bank of India (RBI) has imposed, by an order dated January 31, 2020, a monetary penalty of Rs 2 lakh on Fortune Integrated Assets Finance Ltd., Mumbai, for non-compliance with directions issued by RBI on \u2018Monitoring of Frauds in NBFCs (Reserve Bank) Directions, 2016\u2019. The penalty has been\u2026","rel":"","context":"In "Hot Off The Press"","block_context":{"text":"Hot Off The Press","link":"https:\/\/www.scconline.com\/blog\/post\/category\/news\/hot_off_the_press\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":254799,"url":"https:\/\/www.scconline.com\/blog\/post\/2021\/09\/28\/rbi-issues-master-directions-rbi-transfer-of-loan-exposures-directions-2021\/","url_meta":{"origin":351157,"position":1},"title":"RBI issues Master Directions- RBI (Transfer of Loan Exposures) Directions, 2021","author":"Bhumika Indulia","date":"September 28, 2021","format":false,"excerpt":"On September 24, 2021, the Reserve Bank of India (RBI) has issued the Reserve Bank of India (Transfer of Loan Exposures) Directions, 2021. These directions come into immediate effect replacing the existing instructions on the matter of sale \/ transfer of loan exposures. Applicability The provisions of these directions shall\u2026","rel":"","context":"In "Legislation Updates"","block_context":{"text":"Legislation Updates","link":"https:\/\/www.scconline.com\/blog\/post\/category\/legislationupdates\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/08\/rbi_2.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/08\/rbi_2.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/08\/rbi_2.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/08\/rbi_2.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/08\/rbi_2.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":6408,"url":"https:\/\/www.scconline.com\/blog\/post\/2014\/11\/25\/court-directs-reserve-bank-of-india-to-look-into-the-matter-of-excessive-rates-of-interest-being-charged-by-non-banking-financial-companies\/","url_meta":{"origin":351157,"position":2},"title":"Court directs Reserve Bank of India to keep a check on the excessive rates of interest being charged by Non Banking Financial Companies","author":"Sucheta","date":"November 25, 2014","format":false,"excerpt":"Madras High Court: While hearing a public interest litigation seeking to raise the issue of the excessive rates of interest charged by the Non Banking Financial Companies and praying to issue directions to Reserve Bank of India to formulate policies to regulate the same, the division bench of S.K. Kaul,\u2026","rel":"","context":"In "Banking and Negotiable Instruments"","block_context":{"text":"Banking and Negotiable Instruments","link":"https:\/\/www.scconline.com\/blog\/post\/category\/banking-and-negotiable-instruments\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2015\/10\/scc-blog_Page_9.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2015\/10\/scc-blog_Page_9.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2015\/10\/scc-blog_Page_9.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2015\/10\/scc-blog_Page_9.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2015\/10\/scc-blog_Page_9.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":368462,"url":"https:\/\/www.scconline.com\/blog\/post\/2025\/12\/02\/rbi-issues-directions-and-notifications-2025\/","url_meta":{"origin":351157,"position":3},"title":"RBI’s Comprehensive Framework of 244 Directions: Strengthening Governance, Compliance, and Financial Stability","author":"Editor","date":"December 2, 2025","format":false,"excerpt":"RBI issues directions and notifications on credit facilities, prudential norms, governance, asset classification, and compliance for banks and financial institutions.","rel":"","context":"In "Legislation Updates"","block_context":{"text":"Legislation Updates","link":"https:\/\/www.scconline.com\/blog\/post\/category\/legislationupdates\/"},"img":{"alt_text":"Kunbi caste claim","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/12\/Kunbi-caste-claim.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/12\/Kunbi-caste-claim.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/12\/Kunbi-caste-claim.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/12\/Kunbi-caste-claim.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":218158,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/08\/16\/transfer-of-regulation-of-housing-finance-companies-hfcs-to-reserve-bank-of-india\/","url_meta":{"origin":351157,"position":4},"title":"Transfer of Regulation of Housing Finance Companies (HFCs) to Reserve Bank of India","author":"Bhumika Indulia","date":"August 16, 2019","format":false,"excerpt":"The Finance (No.2) Act, 2019 (23 of 2019) has amended the National Housing Bank Act, 1987 conferring certain powers for regulation of Housing Finance Companies (HFCs) with Reserve Bank of India. The Central Government has since issued notification appointing August 09, 2019 as the date on which the relevant part\u2026","rel":"","context":"In "Legislation Updates"","block_context":{"text":"Legislation Updates","link":"https:\/\/www.scconline.com\/blog\/post\/category\/legislationupdates\/"},"img":{"alt_text":"rbi","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/05\/reserve-bank-of-india.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/05\/reserve-bank-of-india.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/05\/reserve-bank-of-india.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/05\/reserve-bank-of-india.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":326714,"url":"https:\/\/www.scconline.com\/blog\/post\/2024\/07\/17\/rbi-revises-master-directions-on-fraud-risk-management-in-regulated-entities-legal-news\/","url_meta":{"origin":351157,"position":5},"title":"RBI revises Master Directions on Fraud Risk Management in Regulated Entities; rescinds 36 Circulars","author":"Editor","date":"July 17, 2024","format":false,"excerpt":"The 2024 Master Directions are principle-based and have been issued to strengthen the role of the Board in overall governance as well as oversight of fraud risk management in Regulated Entities.","rel":"","context":"In "Legislation Updates"","block_context":{"text":"Legislation Updates","link":"https:\/\/www.scconline.com\/blog\/post\/category\/legislationupdates\/"},"img":{"alt_text":"Reserve Bank of India","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/05\/Reserve-Bank-of-India.webp?resize=700%2C400&ssl=1 2x"},"classes":[]}],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/351157","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/users\/67525"}],"replies":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/comments?post=351157"}],"version-history":[{"count":0,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/351157\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/media\/323058"}],"wp:attachment":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/media?parent=351157"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/categories?post=351157"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/tags?post=351157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}