{"id":293563,"date":"2023-06-01T13:00:36","date_gmt":"2023-06-01T07:30:36","guid":{"rendered":"https:\/\/www.scconline.com\/blog\/?p=293563"},"modified":"2023-06-06T14:57:24","modified_gmt":"2023-06-06T09:27:24","slug":"kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/","title":{"rendered":"\u2018Students are tomorrow’s nation builders\u2019; Kerala High Court against rejection of Education Loan due to low CIBIL Score"},"content":{"rendered":"
\n

Kerala High Court:<\/b> In a Writ Petition seeking appropriate directions for State Bank of India (‘SBI’) regarding sanction and disbursement of Education Loan of Rs 4,07,200 to the petitioner with a low CIBIL score of 560, P.V. Kunhikrishnan, J. directed the Bank officials to sanction and disburse the said amount considering the fact that the student had already got a job offer from a Multi-National Company and was going to complete his course on 31-5-2023.<\/p>\n

Facts reveal that the petitioner availed two loans and one loan was overdue for Rs. 16,667, while the other loan was written off by the bank, which was the reason that the petitioner’s CIBIL score was low at 560 points.<\/p>\n

The Court referred to Pranav S.R.<\/i> v. State Bank of India<\/i>, 2020 SCC OnLine Ker 2536<\/a> wherein, similar facts related to CIBIL score of parents were considered and the Court held that “unsatisfactory credit scores of the parents of the petitioner cannot be a ground to reject an educational loan in view of the fact that the repayment capacity of the petitioner after his education should be the deciding factor.” The Court also referred to K.M. George<\/i> v. State Bank of India<\/i>, 2020 SCC OnLine Ker 18596<\/a> while handling similar facts.<\/p>\n

The respondents seriously opposed the grant of any interim order for being against the scheme framed by the Indian Banks Association as directed by the Reserve Bank of India (‘RBI’). Reference was also made to Credit Information Companies Act, 2005<\/a>, the Credit Information Companies Rules, 2006<\/a> and the Circulars issued by SBI prohibiting disbursement of loans in similar facts.<\/p>\n

On the other hand, the petitioner mentions having received a job offer in a Multi-National Company while pressing on his ability to repay the loan in entirety in the coming future.<\/p>\n

The Court found the balance of convenience in favour of the petitioner for being a student, who will be completing his course on 31-5-2023, who also obtained a job in Oman. The Court observed that “While considering Education Loan application, a humanitarian approach is necessary from the Banks.”<\/p>\n

The Court viewed that simply because the CIBIL score of an applicant who applied for Student\/Education loan is low, the application ought not have been rejected by the bank. It explained that “Banks may be hyper technical, but a court of law cannot ignore the ground realities.”<\/p>\n

Thus, the Court directed SBI officials to sanction and disburse the Education loan of Rs. 4,07,200\/- to petitioner’s the College.<\/p>\n

[Noel Paul Fredy v. State Bank of India, 2023 SCC OnLine Ker 3507<\/a>, Ordre dated 30-5-2023<\/span>]<\/p>\n

Order by: Justice P.V. Kunhikrishnan<\/span><\/strong><\/p>\n\n

Advocates who appeared in this case :<\/p>\n

For Petitioner: Senior Advocate George Poonthottam, Advocate Nisha George, Advocate Ann Maria Francis;<\/p>\n

For Respondents: Standing Counsel Jithesh Menon, Senior Advocate K.K. Chandran Pillai, Advocate Ambily S.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Kerala High Court favoured the student petitioner and said that “Banks may be hyper technical, but a court of law cannot ignore the ground realities.”<\/i><\/p>\n","protected":false},"author":67513,"featured_media":287122,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,10],"tags":[58084,49523,2523,57771,34954,58083],"class_list":["post-293563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-casebriefs","category-highcourts","tag-cibil-score","tag-education-loan","tag-Kerala_High_Court","tag-sbi-loan","tag-state-bank-of-india","tag-student-loan"],"yoast_head":"\nKerala High Court judgment on SBI Education Loan CIBIL Score | SCC Blog<\/title>\n<meta name=\"description\" content=\"Kerala High Court directed disbursement of SBI Education Loan to student who was refused for loan sanction due to low CIBIL Score.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u2018Students are tomorrow's nation builders\u2019; Kerala High Court against rejection of Education Loan due to low CIBIL Score\" \/>\n<meta property=\"og:description\" content=\"Kerala High Court directed disbursement of SBI Education Loan to student who was refused for loan sanction due to low CIBIL Score.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/\" \/>\n<meta property=\"og:site_name\" content=\"SCC Times\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/scc.online\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-01T07:30:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-06T09:27:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png\" \/>\n\t<meta property=\"og:image:width\" content=\"886\" \/>\n\t<meta property=\"og:image:height\" content=\"590\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Ridhi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ridhi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/\",\"url\":\"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/\",\"name\":\"Kerala High Court judgment on SBI Education Loan CIBIL Score | SCC Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.scconline.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png\",\"datePublished\":\"2023-06-01T07:30:36+00:00\",\"dateModified\":\"2023-06-06T09:27:24+00:00\",\"author\":{\"@id\":\"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/a21428c608a56b14de2f1880af8ab8ea\"},\"description\":\"Kerala High Court directed disbursement of SBI Education Loan to student who was refused for loan sanction due to low CIBIL Score.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/#primaryimage\",\"url\":\"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png\",\"contentUrl\":\"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png\",\"width\":886,\"height\":590,\"caption\":\"Kerala High Court\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.scconline.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u2018Students are tomorrow’s nation builders\u2019; Kerala High Court against rejection of Education Loan due to low CIBIL Score\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.scconline.com\/blog\/#website\",\"url\":\"https:\/\/www.scconline.com\/blog\/\",\"name\":\"SCC Times\",\"description\":\"Bringing you the Best Analytical Legal News\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.scconline.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/a21428c608a56b14de2f1880af8ab8ea\",\"name\":\"Ridhi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5bb725ff04af51d6ea760aba8bfa827caa7c4b3ff053baff285d71a0ab546955?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5bb725ff04af51d6ea760aba8bfa827caa7c4b3ff053baff285d71a0ab546955?s=96&d=mm&r=g\",\"caption\":\"Ridhi\"},\"url\":\"https:\/\/www.scconline.com\/blog\/post\/author\/scc_editor\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Kerala High Court judgment on SBI Education Loan CIBIL Score | SCC Blog","description":"Kerala High Court directed disbursement of SBI Education Loan to student who was refused for loan sanction due to low CIBIL Score.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/","og_locale":"en_US","og_type":"article","og_title":"\u2018Students are tomorrow's nation builders\u2019; Kerala High Court against rejection of Education Loan due to low CIBIL Score","og_description":"Kerala High Court directed disbursement of SBI Education Loan to student who was refused for loan sanction due to low CIBIL Score.","og_url":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/","og_site_name":"SCC Times","article_publisher":"https:\/\/www.facebook.com\/scc.online\/","article_published_time":"2023-06-01T07:30:36+00:00","article_modified_time":"2023-06-06T09:27:24+00:00","og_image":[{"width":886,"height":590,"url":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png","type":"image\/png"}],"author":"Ridhi","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Ridhi","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/","url":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/","name":"Kerala High Court judgment on SBI Education Loan CIBIL Score | SCC Blog","isPartOf":{"@id":"https:\/\/www.scconline.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/#primaryimage"},"image":{"@id":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/#primaryimage"},"thumbnailUrl":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png","datePublished":"2023-06-01T07:30:36+00:00","dateModified":"2023-06-06T09:27:24+00:00","author":{"@id":"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/a21428c608a56b14de2f1880af8ab8ea"},"description":"Kerala High Court directed disbursement of SBI Education Loan to student who was refused for loan sanction due to low CIBIL Score.","breadcrumb":{"@id":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/#primaryimage","url":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png","contentUrl":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png","width":886,"height":590,"caption":"Kerala High Court"},{"@type":"BreadcrumbList","@id":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/01\/kerala-high-court-judgment-on-sbi-education-loan-cibil-score-legal-news\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.scconline.com\/blog\/"},{"@type":"ListItem","position":2,"name":"\u2018Students are tomorrow’s nation builders\u2019; Kerala High Court against rejection of Education Loan due to low CIBIL Score"}]},{"@type":"WebSite","@id":"https:\/\/www.scconline.com\/blog\/#website","url":"https:\/\/www.scconline.com\/blog\/","name":"SCC Times","description":"Bringing you the Best Analytical Legal News","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.scconline.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/a21428c608a56b14de2f1880af8ab8ea","name":"Ridhi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5bb725ff04af51d6ea760aba8bfa827caa7c4b3ff053baff285d71a0ab546955?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5bb725ff04af51d6ea760aba8bfa827caa7c4b3ff053baff285d71a0ab546955?s=96&d=mm&r=g","caption":"Ridhi"},"url":"https:\/\/www.scconline.com\/blog\/post\/author\/scc_editor\/"}]}},"jetpack_featured_media_url":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":267264,"url":"https:\/\/www.scconline.com\/blog\/post\/2022\/05\/23\/can-low-cibil-score-of-a-co-borrower-be-a-reason-for-denial-of-an-education-loan-kerala-high-court\/","url_meta":{"origin":293563,"position":0},"title":"Can low CIBIL Score of a co-borrower be a reason for denial of an education loan? Ker HC deciphers","author":"Bhumika Indulia","date":"May 23, 2022","format":false,"excerpt":"Kerala High Court: In a case wherein, due to low CIBIL Score education loan was denied, N. Nagaresh, J., directed for reconsideration of loan applications, disregarding the low Credit Score of the co-obligants. Petitioners were aggrieved by the denial of the education loan in the present case. The 2nd respondent\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2022\/05\/Kerloan.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2022\/05\/Kerloan.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2022\/05\/Kerloan.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2022\/05\/Kerloan.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2022\/05\/Kerloan.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":319060,"url":"https:\/\/www.scconline.com\/blog\/post\/2024\/04\/01\/kerala-hc-credit-rating-updated-three-weeks-legal-news\/","url_meta":{"origin":293563,"position":1},"title":"[Unresolved credit score complaint] Read how Kerala HC came to rescue borrower\u2019s right to updated CIBIL Score on closure of loan account and no subsisting loan","author":"Editor","date":"April 1, 2024","format":false,"excerpt":"The petitioner sought a direction to the Trans Union Cibil Limited to update the credit score on closure of his loan account with Canara Bank.","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"Kerala High Court","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/03\/Kerala-High-Court-1.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/03\/Kerala-High-Court-1.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/03\/Kerala-High-Court-1.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/03\/Kerala-High-Court-1.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":353121,"url":"https:\/\/www.scconline.com\/blog\/post\/2025\/07\/11\/mad-hc-poor-cibil-score-ground-to-cancel-banks-appointment\/","url_meta":{"origin":293563,"position":2},"title":"Can poor CIBIL score, and poor history of loan repayment be grounds for cancellation of bank\u2019s appointment? Madras HC answers","author":"Niyati","date":"July 11, 2025","format":false,"excerpt":"There must be efficiency in handling public money and obviously a person with poor\/ or no financial discipline cannot be trusted with public money.","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"poor CIBIL score bank appointment","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/07\/poor-CIBIL-score-bank-appointment.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/07\/poor-CIBIL-score-bank-appointment.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/07\/poor-CIBIL-score-bank-appointment.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/07\/poor-CIBIL-score-bank-appointment.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":336093,"url":"https:\/\/www.scconline.com\/blog\/post\/2024\/11\/27\/sbi-to-pay-1-lakh-compensation-for-not-returning-title-deeds-after-loan-settlement-orissa-hc\/","url_meta":{"origin":293563,"position":3},"title":"Orissa High Court directs SBI to pay Rs. 1 Lakh compensation for not returning title deeds of mortgaged property after loan settlement","author":"Editor","date":"November 27, 2024","format":false,"excerpt":"\u201cOnce the loan was resolved, there was no legal reason for the Bank to withhold the return of the title deed, regardless of the pending litigation. Therefore, the refusal to return the document is unjustifiable.\u201d","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"Orissa High Court","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/02\/Orissa-High-Court.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/02\/Orissa-High-Court.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/02\/Orissa-High-Court.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/02\/Orissa-High-Court.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":288038,"url":"https:\/\/www.scconline.com\/blog\/post\/2023\/03\/28\/bank-cannot-retain-security-documents-after-closure-of-home-loan-kerala-hc-legal-research-legal-news-updates\/","url_meta":{"origin":293563,"position":4},"title":"Unilateral action of bank withholding security documents is illegal and arbitrary: Kerala High Court","author":"Editor","date":"March 28, 2023","format":false,"excerpt":"Kerala High Court held that once loan is repaid, the bank is not entitled to withhold the title deed merely on the grounds that the petitioner has transferred the property during the subsistence of mortgage.","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"Kerala High Court","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/03\/MicrosoftTeams-image-764.png?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":217741,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/08\/06\/ker-hc-mens-rea-on-the-part-of-accused-needed-to-initiate-a-proceeding-for-abetment-of-suicide-bank-official-denying-education-loan-to-a-student-cannot-be-said-to-abet-her-suicide\/","url_meta":{"origin":293563,"position":5},"title":"Ker HC | Mens rea on part of accused needed to initiate a proceeding for abetment of suicide \u2013 bank official denying education loan to student cannot be said to abet her suicide","author":"Bhumika Indulia","date":"August 6, 2019","format":false,"excerpt":"Kerala High Court: R. Narayana Pisharadi, J. allowed a petition filed by bank official praying for quashing proceedings initiated against him for abetting suicide of a student who had applied for an education loan to the bank where he was working, holding that there was no mens rea involved on\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/293563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/users\/67513"}],"replies":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/comments?post=293563"}],"version-history":[{"count":0,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/293563\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/media\/287122"}],"wp:attachment":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/media?parent=293563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/categories?post=293563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/tags?post=293563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}