{"id":27691,"date":"2015-11-30T12:42:55","date_gmt":"2015-11-30T07:12:55","guid":{"rendered":"http:\/\/www.scconline.com\/blog\/?p=27691"},"modified":"2015-11-30T12:42:55","modified_gmt":"2015-11-30T07:12:55","slug":"condition-of-45-days-usage-extended-to-90-days-for-rupay-classic-cardholders-to-claim-an-inbuilt-accident-insurance-cover-of-rs-1-lakh","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2015\/11\/30\/condition-of-45-days-usage-extended-to-90-days-for-rupay-classic-cardholders-to-claim-an-inbuilt-accident-insurance-cover-of-rs-1-lakh\/","title":{"rendered":"Condition of 45 days usage extended to 90 days for RuPay Classic cardholders to claim an inbuilt accident insurance cover of Rs.1 lakh"},"content":{"rendered":"<p>Prime Minister Shri Narendra Modi in his Independence Day Speech 2014 announced Pradhan Mantri Jan Dhan Yojana (PMJDY) with an objective to cover all households with at least one bank account per household across the country. The Scheme also provided <em>RuPay Debit Card<\/em> with an inbuilt accident insurance cover of Rs.1 lakh to the account holders.<\/p>\n<p>The problem with the Scheme was that the <em>RuPay Card holder<\/em> had to carry-out at least one successful financial or non-financial transaction at a Merchant Establishment or at ATM or Micro ATM or e-commerce transaction, upto 45 days prior to the date of incident resulting into Accidental death \/ Permanent Disability to meet the claim under Accidental Death and \/ or Permanent Disablement.<\/p>\n<p>On this issue, the National Payment Corporation of India (NPCI), who operate the Scheme of RuPay Debit Cards, extended 45 days usage condition to 90 Days for <em>RuPay Classic cardholders<\/em> with effect from 25-11-2015.<\/p>\n<p style=\"text-align: right;\"><strong>-Ministry of Finance<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Prime Minister Shri Narendra Modi in his Independence Day Speech 2014 announced Pradhan Mantri Jan Dhan Yojana (PMJDY) with an objective to <\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1188,2],"tags":[],"class_list":["post-27691","post","type-post","status-publish","format-standard","hentry","category-hot_off_the_press","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Condition of 45 days usage extended to 90 days for RuPay Classic cardholders to claim an inbuilt accident insurance cover of Rs.1 lakh | SCC Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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introduces incentive scheme for promotion of RuPay Debit cards and low-value BHIM-UPI transactions","author":"Prachi Bhardwaj","date":"December 22, 2021","format":false,"excerpt":"On December 17, 2021, the Ministry of Electronics and Information Technology has notified the decision of the Government to incentivise the acquiring Banks by paying percentage of value of RuPay Debit cards transactions (P2M) and low-value BHIM-UPI transaction (upto Rs. 2000) (P2M), for a period of one-year w.e.f. April 01,\u2026","rel":"","context":"In &quot;Legislation Updates&quot;","block_context":{"text":"Legislation Updates","link":"https:\/\/www.scconline.com\/blog\/post\/category\/legislationupdates\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/10\/MicrosoftTeams-image-83.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/10\/MicrosoftTeams-image-83.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/10\/MicrosoftTeams-image-83.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/10\/MicrosoftTeams-image-83.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/10\/MicrosoftTeams-image-83.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":230154,"url":"https:\/\/www.scconline.com\/blog\/post\/2020\/05\/28\/scba-writes-to-secretary-general-supreme-court-requesting-inclusion-of-rupay-card-and-upi-for-payment-of-court-fees\/","url_meta":{"origin":27691,"position":1},"title":"SCBA writes to Secretary General, Supreme Court, requesting inclusion of RuPay card and UPI for payment of court fees","author":"Bhumika Indulia","date":"May 28, 2020","format":false,"excerpt":"SCBA writes to Secretary General, Supreme Court, requesting inclusion of RuPay card and UPI for payment of court fees. For the payment of Court Fees, the Supreme Court website is accepting payments from only four credit Cards i.e. Visa, Mastercard, Mistro and American express. It does not provide the facility\u2026","rel":"","context":"In &quot;Hot Off The Press&quot;","block_context":{"text":"Hot Off The Press","link":"https:\/\/www.scconline.com\/blog\/post\/category\/news\/hot_off_the_press\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/09\/scba.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/09\/scba.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/09\/scba.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/09\/scba.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/09\/scba.png?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":6382,"url":"https:\/\/www.scconline.com\/blog\/post\/2015\/02\/18\/repudiation-of-claim-on-ground-that-complainant-failed-to-prove-that-cause-of-death-was-a-result-of-accidental-injuries-upheld\/","url_meta":{"origin":27691,"position":2},"title":"Repudiation of claim on ground that complainant failed to prove that cause of death was a result of accidental injuries, upheld","author":"Sucheta","date":"February 18, 2015","format":false,"excerpt":"National Consumer Disputes Redressal Commission (NCDRC): NCDRC has upheld a repudiation of claim by an insurance company on the ground that complainant failed to prove that the cause of death of the insured was the injury caused by the accident. Earlier, complainant\u2019s mother obtained insurance cover from HDFC Ergo General\u2026","rel":"","context":"In &quot;Tribunals\/Commissions\/Regulatory Bodies&quot;","block_context":{"text":"Tribunals\/Commissions\/Regulatory Bodies","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/tribunals_commissions_regulatorybodies\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2015\/10\/scc-blog_Page_9.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2015\/10\/scc-blog_Page_9.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2015\/10\/scc-blog_Page_9.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2015\/10\/scc-blog_Page_9.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2015\/10\/scc-blog_Page_9.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":249811,"url":"https:\/\/www.scconline.com\/blog\/post\/2021\/06\/15\/death-insurance-claim\/","url_meta":{"origin":27691,"position":3},"title":"NCDRC | In a case of death insurance claim, can police investigation be replaced by private agency investigation engaged by insurance company? Commission spells out","author":"Bhumika Indulia","date":"June 15, 2021","format":false,"excerpt":"National Consumer Disputes Redressal Commission (NCDRC): Dinesh Singh (Presiding Member) addresses matter regarding claiming of insurance cover. Instant appeal was filed under Section 19 of the Consumer Protection Act, 1986 challenging the decision of the State Consumer Disputes Redressal Commission. Factual Matrix Late Jai Prakash, husband\/father of the Complainant met\u2026","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"National Consumer Disputes Redressal Commission","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/08\/NCDRC_.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/08\/NCDRC_.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/08\/NCDRC_.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/08\/NCDRC_.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/08\/NCDRC_.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":203031,"url":"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/03\/murder-without-the-deliberate-and-willful-act-of-the-insured-falls-within-the-definition-of-the-term-accident-for-the-purposes-of-an-accident-insurance-claim\/","url_meta":{"origin":27691,"position":4},"title":"Murder without the deliberate and wilful act of the insured falls within the definition of the term \u2018accident\u2019 for the purposes of an accident insurance claim","author":"Bhumika Indulia","date":"October 3, 2018","format":false,"excerpt":"National Consumer Disputes Redressal Commission (NCDRC): The bench comprising of S.M. Kantikar and Dinesh Singh, Members, while dealing with an appeal filed against the order of State Commission, held that murder of an insured person must be treated as an accidental death if the same is not the result of\u2026","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"National Consumer Disputes Redressal Commission","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/08\/NCDRC_.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/08\/NCDRC_.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/08\/NCDRC_.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/08\/NCDRC_.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/08\/NCDRC_.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":280781,"url":"https:\/\/www.scconline.com\/blog\/post\/2022\/12\/31\/jammu-and-kashmir-ladakh-high-court-fir-not-sine-qua-non-processing-case-life-insurance-policy-sufficient-evidence-demonstrating-accidental-death-legal-updates\/","url_meta":{"origin":27691,"position":5},"title":"J&amp;K and Ladakh High Court | FIR is not a sine qua non for processing a case under a life insurance policy if there are sufficient evidence demonstrating accidental death","author":"Editor","date":"December 31, 2022","format":false,"excerpt":"J&K and Ladakh High Court upheld the decision of the J&K State Consumer Disputes Redressal Commission, allowing the respondents to claim the payment of double the sum assured, as per their deceased father's life insurance policy, which had a \u201cDouble Accident Benefit Cover\u201d clause","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2022\/12\/MicrosoftTeams-image-443.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]}],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/27691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/comments?post=27691"}],"version-history":[{"count":0,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/27691\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/media?parent=27691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/categories?post=27691"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/tags?post=27691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}