{"id":247942,"date":"2021-05-08T10:00:28","date_gmt":"2021-05-08T04:30:28","guid":{"rendered":"https:\/\/www.scconline.com\/blog\/?p=247942"},"modified":"2021-05-14T16:54:23","modified_gmt":"2021-05-14T11:24:23","slug":"del-hc-exempt-the-employees-dealing-with-medical-and-health-insurance-services-from-curfew-restrictions-hc-tells-government-of-nctd","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2021\/05\/08\/del-hc-exempt-the-employees-dealing-with-medical-and-health-insurance-services-from-curfew-restrictions-hc-tells-government-of-nctd\/","title":{"rendered":"Del HC| Exempt the employees dealing with medical and health insurance services from curfew restrictions; HC tells government of NCTD"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong>Delhi High Court: <\/strong>Prathiba M. Singh, J. told Delhi government to exempt the employees dealing with medical and health insurance services from curfew restrictions. The Bench stated,<\/p>\n<blockquote>\n<p style=\"text-align: justify;\"><strong>\u201c<\/strong><strong>Medical insurance and health insurance services are essential services during the COVID-19 pandemic situation. Thus, the employees who are dealing with medical and health insurance services; ought to be permitted to move freely between hospitals and their own offices, in order to expedite the processing of medical insurance claims.<\/strong><strong>\u201d<\/strong><\/p>\n<\/blockquote>\n<p style=\"text-align: justify;\">The Petitioner, in the present petition, is a leading insurance company which is engaged in the business of health insurance plans and mediclaim policies. The case of the Petitioner was that it has branches all over Delhi, with approximately 256 employees, however only around 30 to 35 officials are required to attend offices, in order to process the claim documents of various patients who are primarily suffering from COVID-19 and are admitted in various hospitals. The present petition had been necessitated due to the rejection of e-pass for movement during lockdown by the Delhi Government, to the employees of the Petitioner, who are required to move from place to place for clearance of the insurance claims etc. Reliance was placed on the decision of this Court in <em>Vinay Jaidka v. Chief Secretary<\/em>, WP(C) 5026\/2021 wherein it had been directed that, \u201c<em>all insurance companies ought to process the insurance claims within a period of 30 to 60 minutes, so that the discharge of patients is not delayed and hospitals beds are not blocked due to the said delay in processing the claims.<\/em><em>\u201d<\/em><\/p>\n<p style=\"text-align: justify;\">The petitioner contended that the Govt. of NCT of Delhi through the Delhi Disaster Management Authority in its order dated 19-04-2021 had classified insurance companies under category 4 (l) and persons in the said categories require an e-pass in order to be able to move freely during the lockdown. The employees of the company, pursuant to the said requirement, applied to the GNCTD for an e-pass. However, all their applications had been \u2018rejected\u2019 without any reasons. As the website displayed:<\/p>\n<p style=\"text-align: justify;\"><em>\u201c<\/em><em>ePass for NGLS7BW NOT Generated\/Approved yet Current Status: Rejected<\/em><em>\u201d<\/em><\/p>\n<p style=\"text-align: justify;\">The Bench opined that medical insurance and health insurance services are essential services during the COVID-19 pandemic situation. The employees of insurance companies could not be restrained in this manner from free movement, as their movement is essential during the situation of a pandemic where many are dependent on the clearance of health insurance claims for discharge from the hospitals. Thus, these employees ought to be permitted to move freely between hospitals and their own offices, in order to expedite the processing of medical insurance claims. The Bench further observed that the abovementioned message of rejection was extremely ambiguous as it does not reflect the reason for rejection. The Bench expressed,<\/p>\n<blockquote>\n<p style=\"text-align: justify;\"><strong>\u201c<\/strong><strong>During the pandemic, if issuance of e-pass can be made a complex process for persons dealing with health insurance policies and claims thereunder, it would result in enormous delays.<\/strong><strong>\u201d<\/strong><\/p>\n<\/blockquote>\n<p style=\"text-align: justify;\">Accordingly, the following directions were issued:<\/p>\n<p style=\"text-align: justify; padding-left: 40px;\">(i) The employees of the Petitioner, who are dealing with health insurance claims, as also mediclaims etc., shall be considered as rendering essential services, and thus, be exempt from curfew restrictions.<\/p>\n<p style=\"text-align: justify; padding-left: 40px;\">(ii) The Petitioner company shall provide a proper record of the required employees, and shall give a complete list of the employees along with their Aadhar Card\/ID numbers, and one common certificate, certifying that all the said employees would be dealing with processing and clearance of claims relating to health insurance or mediclaim policies.<\/p>\n<p style=\"text-align: justify; padding-left: 40px;\">(iii) By return email, the official concerned of the GNCTD shall acknowledge the receipt of the said documents. In accordance with this order, the said employees, after the documents having been submitted to the official concerned, shall be exempted from the curfew restrictions,<\/p>\n<p style=\"text-align: justify;\">In the light of above, the petition was disposed of.<\/p>\n<p style=\"text-align: justify;\">\u00a0[Max Bupa Health Insurance Co. Ltd. v. NCT of Delhi,<a href=\"http:\/\/www.scconline.com\/DocumentLink\/siGmx9B3\"> <b><span id=\"Highlight_0000\" class=\"Highlight\">2021<\/span>\u00a0SCC OnLine Del 1996<\/b><\/a>, decided on 06-05-2021]<\/p>\n<hr \/>\n<p style=\"text-align: justify;\"><span style=\"color: #0000ff;\"><strong>Kamini Sharma, Editorial Assistant has put this report together\u00a0<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><strong>Appearance before the Court by:<\/strong><\/p>\n<p style=\"text-align: justify;\">For the Petitioner: Adv. Gurmeet Bindra<\/p>\n<p style=\"text-align: justify;\">For the Respondents: SC Santosh Kumar Tripathi with Adv. Aditya P Khanna<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Delhi High Court: Prathiba M. Singh, J. told Delhi government to exempt the employees dealing with medical and health insurance services from <\/p>\n","protected":false},"author":67011,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,10],"tags":[41412,40603,29214,45852],"class_list":["post-247942","post","type-post","status-publish","format-standard","hentry","category-casebriefs","category-highcourts","tag-covid19","tag-curfew","tag-health-insurance","tag-medical-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Del HC| Exempt the employees dealing with medical and health insurance services from curfew restrictions; HC tells government of NCTD | SCC Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.scconline.com\/blog\/post\/2021\/05\/08\/del-hc-exempt-the-employees-dealing-with-medical-and-health-insurance-services-from-curfew-restrictions-hc-tells-government-of-nctd\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Del HC| Exempt the employees dealing with medical and health insurance services from curfew restrictions; HC tells government of NCTD\" \/>\n<meta property=\"og:description\" content=\"Delhi High Court: Prathiba M. 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Kerala HC directs ESIC to reimburse medical expenses","author":"Editor","date":"December 24, 2024","format":false,"excerpt":"\u201cESIC\u2019s insistence on an emergency certificate to process the petitioner wife\u2019s claim is untenable and hyper-technical\u201d","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"Kerala High Court","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/03\/Kerala-High-Court-1.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/03\/Kerala-High-Court-1.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/03\/Kerala-High-Court-1.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/03\/Kerala-High-Court-1.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":280037,"url":"https:\/\/www.scconline.com\/blog\/post\/2022\/12\/20\/maharashtra-appellate-authority-for-advance-ruling-upholds-maar-ruling-that-providing-medical-education-and-health-care-services-through-a-hospital-amount-to-business-legal-resear\/","url_meta":{"origin":247942,"position":1},"title":"Providing medical education and health care services through a hospital amount to business; Maharashtra Appellate Authority for Advance Ruling upholds","author":"Editor","date":"December 20, 2022","format":false,"excerpt":"The service of medical education falls under the category of \u201ceducational institution\u201d as defined under the GST law, and accordingly, it was held that the medical education services provided by the appellant to the students will attract nil rate of GST. Further, as the appellant's hospital is engaged in providing\u2026","rel":"","context":"In &quot;Advance Rulings&quot;","block_context":{"text":"Advance Rulings","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/aar\/"},"img":{"alt_text":"Appellate Authority for Advance Ruling (Maharashtra)","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2022\/12\/MicrosoftTeams-image-531.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":362826,"url":"https:\/\/www.scconline.com\/blog\/post\/2025\/10\/07\/denial-of-medical-insurance-claim-violates-article-21-kerala-hc-lic-orders-quashed\/","url_meta":{"origin":247942,"position":2},"title":"\u2018Denial of medical insurance claim violates Article 21 of Constitution\u2019; Kerala HC quashes LIC rejection orders","author":"Apoorva","date":"October 7, 2025","format":false,"excerpt":"\u201cAfter accepting the policy, and availing the premium year after year, the insurer cannot later repudiate the claim on the ground of some ambiguity. In such cases, the principles of estoppel come into picture, which prevents the insurer from taking advantage of its own failure in disclosing the entire aspect\u2026","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"Denial of medical insurance claim violates Article 21","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/10\/Denial-of-medical-insurance-claim-violates-Article-21.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/10\/Denial-of-medical-insurance-claim-violates-Article-21.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/10\/Denial-of-medical-insurance-claim-violates-Article-21.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/10\/Denial-of-medical-insurance-claim-violates-Article-21.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":305523,"url":"https:\/\/www.scconline.com\/blog\/post\/2023\/10\/23\/rajasthan-hc-directed-government-to-release-claim-amount-to-wife-whose-husband-died-during-covid-19-legal-news\/","url_meta":{"origin":247942,"position":3},"title":"[Pradhan Mantri Garib Kalyan Package Scheme] Raj HC directs Government to release claim amount to wife whose husband died during Covid-19 duty","author":"Editor","date":"October 23, 2023","format":false,"excerpt":"\u201cThe shield of accidental insurance in the shape of the accident on duty were meant to reassure a health worker that the government stood by him and his family members in the time of the dire crisis.\u201d","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"rajasthan high court","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/06\/rajasthan-high-court.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/06\/rajasthan-high-court.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/06\/rajasthan-high-court.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/06\/rajasthan-high-court.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":231210,"url":"https:\/\/www.scconline.com\/blog\/post\/2020\/06\/22\/nhrc-notice-to-irda-and-finance-ministry-over-reported-refusal-or-high-premium-for-mediclaim-policies-for-healthcare-workers\/","url_meta":{"origin":247942,"position":4},"title":"NHRC notice to IRDA and Finance Ministry over reported refusal or high premium for mediclaim policies for healthcare workers","author":"Bhumika Indulia","date":"June 22, 2020","format":false,"excerpt":"The National Human Rights Commission has taken suo moto cognizance of a media report stating that the healthcare workers, who are at the maximum risk to contract the corona virus infections are facing refusals\/demands for high premiums to buy group Mediclaim policies. Reportedly, as Covid-19 cases continue to rise and\u2026","rel":"","context":"In &quot;Hot Off The Press&quot;","block_context":{"text":"Hot Off The Press","link":"https:\/\/www.scconline.com\/blog\/post\/category\/news\/hot_off_the_press\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/01\/NHRC_1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/01\/NHRC_1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/01\/NHRC_1.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/01\/NHRC_1.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/01\/NHRC_1.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":193224,"url":"https:\/\/www.scconline.com\/blog\/post\/2018\/03\/01\/discrimination-health-insurance-individuals-based-genetic-disposition-unconstitutional\/","url_meta":{"origin":247942,"position":5},"title":"Discrimination in health insurance against individuals based on their genetic disposition, is unconstitutional","author":"Saba","date":"March 1, 2018","format":false,"excerpt":"Delhi High Court: While deciding the issue that whether persons having genetic disorders can be discriminated against in the context of health insurance, the Bench of Prathiba M. Singh, J., held that right to avail health insurance is an integral part of the Right to Healthcare and the Right to\u2026","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/247942","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/users\/67011"}],"replies":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/comments?post=247942"}],"version-history":[{"count":0,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/247942\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/media?parent=247942"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/categories?post=247942"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/tags?post=247942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}