{"id":247494,"date":"2021-04-22T16:20:05","date_gmt":"2021-04-22T10:50:05","guid":{"rendered":"https:\/\/www.scconline.com\/blog\/?p=247494"},"modified":"2021-04-22T16:51:24","modified_gmt":"2021-04-22T11:21:24","slug":"post-office-life-insurance-rules-2011-modified","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2021\/04\/22\/post-office-life-insurance-rules-2011-modified\/","title":{"rendered":"Amendment to Rule 16(I) and 61 of Post Office Life Insurance Rule, 2011"},"content":{"rendered":"

On April 15, 2021, the President made following amendments to Rule16 (i) <\/span>an<\/span>d Rule 61 of \u201cPost Office Life Insurance Rules<\/span>, <\/span>2011″. <\/span><\/p>\n

 <\/p>\n

Rule 16 (i) is amended as under: <\/span>–<\/span><\/p>\n

 <\/p>\n

OLD<\/span>: <\/span>16 (i). <\/span>Thirty five percent of sum assured along with the accrued b<\/span>onus in case the death of the <\/span>insured person occurs before the completion of one year from the date of acceptance of the proposal.<\/span><\/p>\n

NEW:<\/span> <\/span>16 (i). <\/span>Thirty five percent of sum assured along with the accrued bonus in case the death of the <\/span>insured person occurs b<\/span>efore the completion of one year from the date of acceptance of the proposal except <\/span><\/span>in case of death by suicide, which shall be dealt as per Rule 61<\/span>.<\/span><\/p>\n

 <\/p>\n

Rule 61 is amended as under:<\/p>\n

Old:<\/span> 61 (Suicide Cases)<\/span>: <\/span>In the event of an insured person committin<\/span>g suicide any time after the date of acceptance of the <\/span>policy (whether sane or insane at that time) and after having paid his first premium in full but not after <\/span>expiry of two years from such date of acceptance or payment of first premium whichever is late<\/span>r, the policy <\/span>shall become void and no claim whatsoever shall be entertained by the department by the virtue of the said <\/span>policy except to the extent of the bonafide beneficial interest which any person ( other than the life assured) <\/span>shall have acquired in <\/span>the said policy for valuable consideration for which one calendar months notice, <\/span>before the death of insured person, should have been given to the Director General of Posts or Postmaster <\/span>General concerned on his behalf; and provided further that sufficient <\/span>proof shall have to be produced in <\/span>regard to having acquired such interest in the policy to the satisfaction of the Director General of Posts or <\/span>Postmaster General.<\/span><\/p>\n

New:<\/span> 61 (Suicide Cases)<\/span>: <\/span>In the event of an insured person committing suicide any time<\/span>after the date of acceptance or <\/span>revival of the policy (whether sane or insane at that time) and after having paid his first premium in full but <\/span>not after expiry of one year from such date of acceptance or date of revival whichever is later, the policy <\/span>sha<\/span>ll be entitled for 80% of the premium paid till the date of death or the surrender value, if applicable, as <\/span>on date, whichever is higher provided the policy is in force.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

On April 15, 2021, the President made following amendments to Rule16 (i) and Rule 61 of \u201cPost Office Life Insurance Rules, 2011″. <\/p>\n","protected":false},"author":8808,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4,1193],"tags":[],"class_list":["post-247494","post","type-post","status-publish","format-standard","hentry","category-legislationupdates","category-notifications"],"yoast_head":"\nAmendment to Rule 16(I) and 61 of Post Office Life Insurance Rule, 2011 | SCC Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.scconline.com\/blog\/post\/2021\/04\/22\/post-office-life-insurance-rules-2011-modified\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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