{"id":235804,"date":"2020-09-15T11:22:08","date_gmt":"2020-09-15T05:52:08","guid":{"rendered":"https:\/\/www.scconline.com\/blog\/?p=235804"},"modified":"2020-09-18T12:46:44","modified_gmt":"2020-09-18T07:16:44","slug":"bom-hc-if-a-banker-refuses-to-grant-loan-on-an-already-outstanding-amount-would-the-said-act-amount-to-instigation-under-s-107-of-ipc-hc-pronounces-a-reasoned-order","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2020\/09\/15\/bom-hc-if-a-banker-refuses-to-grant-loan-on-an-already-outstanding-amount-would-the-said-act-amount-to-instigation-under-s-107-of-ipc-hc-pronounces-a-reasoned-order\/","title":{"rendered":"Bom HC | If a banker refuses to grant loan on an already outstanding amount, would the said act amount to instigation under S. 107 of IPC? HC pronounces a reasoned order"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong>Bombay High Court:\u00a0<\/strong>A Division Bench of V.M. Deshpande and Anil S. Kilor, JJ., held that <span style=\"color: #0000ff;\">if the prosecution fails prima facie to show that <span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif;\">that accused had an intention to aid or instigate or abet deceased to commit suicide caused cannot be compelled to face trial for the offence punishable under Section 306 of the Penal Code, 1860.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\">The instant application was filed for quashing the FIR registered for offence punishable under Section 306 of Penal Code, 1860 along with a prayer to stay the investigation in the said matter.<\/p>\n<p style=\"text-align: justify;\">The complainant had a Loan Account with the Bank of Maharashtra wherein the applicant was discharging his duties as Branch Manager, Bank of Maharashtra.<\/p>\n<p style=\"text-align: justify;\">In the present matter, complainant&#8217;s real brother is the deceased who committed suicide in 2015 by hanging himself.<\/p>\n<p style=\"text-align: justify;\">Complainant lodged his report against the present applicant a day after his brother committed suicide.<\/p>\n<p style=\"text-align: justify;\">Though the applicant was granted pre-arrest bail, he filed for the present proceedings to quash the FIR.<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #800080;\"><strong>Section 306 of the Penal Code, 1860<\/strong><\/span><\/p>\n<div class=\"page\" title=\"Page 7\">\n<div class=\"layoutArea\">\n<div class=\"column\" style=\"text-align: justify;\">\n<p>\u201cIf any person commits suicide, whoever abets the commission of such suicide, shall be punished with imprisonment of either description for a term which may extend to ten years, and shall also be liable to fine.\u201d<\/p>\n<p><strong><span style=\"color: #800080;\">Section 107 of Penal Code, 1860:\u00a0<\/span><\/strong><\/p>\n<\/div>\n<div class=\"page\" title=\"Page 7\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p style=\"text-align: justify;\"><strong>As per the First clause, \u201cif a person instigates any person to do a particular thing, it can be said that he has abetted\u201d.<\/strong><\/p>\n<p style=\"text-align: justify;\">High Court referred to the decision of\u00a0<em>Dilip v. State of Maharashtra, <\/em><a href=\"http:\/\/www.scconline.com\/DocumentLink\/BfdWS3vC\">(2004) 11 SCC 401<\/a>.<\/p>\n<p style=\"text-align: justify;\"><strong>Ratio:<\/strong> <span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif; color: #993300;\">It is incumbent upon the prosecution to at least show prima facie case that accused had an intention to aid or instigate or abet deceased to commit suicide. In the absence of availability of such material, the accused cannot be compelled to face trial for the offence punishable under Section 306 of the Penal Code.<\/span><\/p>\n<p style=\"text-align: justify;\">In the present matter, it has been noted that the deceased was not having any loan outstanding in his name. According to the prosecution, the deceased went to the Bank of Maharashtra for a loan.<\/p>\n<div class=\"page\" title=\"Page 9\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<blockquote>\n<p style=\"text-align: justify;\">If previous loan amount is outstanding and if the applicant, who is Branch Manager of the said Bank, is refusing to grant any further loan, can be said as act of a vigilant and prudent banker and if he is not granting any further loan, it cannot be termed that by such act he instigated and\/or abetted the person to commit suicide.<\/p>\n<\/blockquote>\n<\/div>\n<\/div>\n<\/div>\n<p style=\"text-align: justify;\">Hence, in view of the above, Court terminated the proceedings against the applicant. [Santoshkumar v. State of Maharashtra,\u00a0 <b><a href=\"http:\/\/www.scconline.com\/DocumentLink\/QnovOdhJ\">2020 SCC OnLine Bom 914<\/a>, <\/b>decided on 09-09-2020]<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bombay High Court:\u00a0A Division Bench of V.M. Deshpande and Anil S. Kilor, JJ., held that if the prosecution fails prima facie to <\/p>\n","protected":false},"author":8808,"featured_media":74381,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,10],"tags":[3201,43467,30292,33204,30947,2752],"class_list":["post-235804","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-casebriefs","category-highcourts","tag-abetment","tag-bank-of-maharashtra","tag-loan","tag-section-107-ipc","tag-section-306-ipc","tag-Suicide"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bom HC | If a banker refuses to grant loan on an already outstanding amount, would the said act amount to instigation under S. 107 of IPC? 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The facts of the case are such that the petitioner is the sole accused in a case under Sections 323, 306 r\/w 116 Penal Code,\u2026","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/04\/Andhra-Pradesh-High-Court.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/04\/Andhra-Pradesh-High-Court.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/04\/Andhra-Pradesh-High-Court.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/04\/Andhra-Pradesh-High-Court.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/04\/Andhra-Pradesh-High-Court.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":295003,"url":"https:\/\/www.scconline.com\/blog\/post\/2023\/06\/20\/madhya-pradesh-high-court-fir-allegation-against-rape-accused-not-abetment-of-suicide\/","url_meta":{"origin":235804,"position":2},"title":"Allegations in FIR against rape accused cannot be considered as abetment of suicide: Madhya Pradesh High Court","author":"Ritu","date":"June 20, 2023","format":false,"excerpt":"Madhya Pradesh High Court quashed the FIR and consequential criminal proceedings arising thereafter.","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"Madhya Pradesh High Court","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/05\/madhya-pradesh-high-court.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/05\/madhya-pradesh-high-court.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/05\/madhya-pradesh-high-court.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/05\/madhya-pradesh-high-court.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":223482,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/12\/24\/bom-hc-explains-abetment-by-instigation-while-acquitting-in-laws-of-offences-punishable-under-ss-306-and-498-a-ipc\/","url_meta":{"origin":235804,"position":3},"title":"Bom HC explains &#8220;abetment by instigation&#8221; while acquitting in-laws of offences punishable under Ss. 306 and 498-A IPC","author":"Bhumika Indulia","date":"December 24, 2019","format":false,"excerpt":"Bombay High Court:\u00a0K.R. Shriram, J., dismissed an appeal filed against the order of the trial court whereby it had acquitted of the offences punishable under Sections 498-A, 306, 201 read with Section 34 Penal Code, 1860. The accused were the in-laws of the deceased. The complainant (father of the deceased)and\u2026","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/09\/Bombay-HC.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/09\/Bombay-HC.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/09\/Bombay-HC.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/09\/Bombay-HC.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/09\/Bombay-HC.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":305597,"url":"https:\/\/www.scconline.com\/blog\/post\/2023\/10\/24\/chhattisgarh-hc-demands-made-to-recover-loan-amount-cannot-be-treated-as-abetment-to-suicide-legal-news\/","url_meta":{"origin":235804,"position":4},"title":"Demands made to recover loan amount cannot be treated as abetment to suicide: Chhattisgarh High Court","author":"Editor","date":"October 24, 2023","format":false,"excerpt":"\u201cIf there was any unlawful activity performed by the petitioner to recover the loan amount, either the deceased or her husband could have taken shelter of any competent Court of law or made a complaint before the police authorities, which is missing in this case.\u201d","rel":"","context":"In &quot;Case Briefs&quot;","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"chhattisgarh high court","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/08\/chhattisgarh-high-court.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/08\/chhattisgarh-high-court.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/08\/chhattisgarh-high-court.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/08\/chhattisgarh-high-court.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":217741,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/08\/06\/ker-hc-mens-rea-on-the-part-of-accused-needed-to-initiate-a-proceeding-for-abetment-of-suicide-bank-official-denying-education-loan-to-a-student-cannot-be-said-to-abet-her-suicide\/","url_meta":{"origin":235804,"position":5},"title":"Ker HC | Mens rea on part of accused needed to initiate a proceeding for abetment of suicide \u2013 bank official denying education loan to student cannot be said to abet her suicide","author":"Bhumika Indulia","date":"August 6, 2019","format":false,"excerpt":"Kerala High Court: R. 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