{"id":231314,"date":"2020-06-24T17:30:04","date_gmt":"2020-06-24T12:00:04","guid":{"rendered":"https:\/\/www.scconline.com\/blog\/?p=231314"},"modified":"2020-07-03T14:46:18","modified_gmt":"2020-07-03T09:16:18","slug":"jk-hc-scheme-law-as-provided-in-jk-reorganization-act-2019-will-not-affect-any-pending-proceedings-appeals-arising-out-of-the-orders-passed-by-erstwhile-jk-state-consumer-disputes-redressal-com","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2020\/06\/24\/jk-hc-scheme-law-as-provided-in-jk-reorganization-act-2019-will-not-affect-any-pending-proceedings-appeals-arising-out-of-the-orders-passed-by-erstwhile-jk-state-consumer-disputes-redressal-com\/","title":{"rendered":"J&K HC | Scheme of law as provided in J&K Reorganization Act, 2019 will not affect any pending proceedings\/ appeals arising out of the orders passed by erstwhile J&K State Consumer Disputes Redressal Commission"},"content":{"rendered":"

Jammu and Kashmir High Court: <\/b>While deciding the instant appeals which raised objections concerning the jurisdiction of the J&K High Court to hear and decide appeals arising out of the orders passed by the Jammu and Kashmir State Consumer Disputes Redressal Commission<\/span>, in view of the application of the Jammu and Kashmir Reorganization Act, 2019 which repealed the erstwhile Jammu and Kashmir Consumer Protection Act, 1987; the Division Bench of Ali Mohammad Magrey and Vinod Chatterji Koul, JJ.,<\/strong><\/span> held that that all the pending proceedings\/ appeals arising out of the orders or awards passed by the erstwhile Jammu and Kashmir State Consumer Disputes Redressal Commission will continue to be heard and decided by the High Court as if the un-amended provision\/ Act is still in force. <\/span><\/p>\n

However, the Bench clarified that from now on all the fresh proceedings concerning consumer complaints\/ grievances\/appeals shall be dealt with as per the mode and method prescribed in the newly changed scheme of law as provided in the Jammu and Kashmir Reorganization Act, 2019.<\/span><\/p>\n

As per the facts of the case, the complainant owned a residential building which he had insured with both; the National Insurance Company Ltd. and the Oriental Insurance Company Ltd. On 23-09-2002, some terrorists sneaked into his house. In the gun battle that ensued between the terrorists and the security personnel, the insured\/complainant\u2019s house was heavily damaged and was eventually razed to the ground in order to eliminate the terrorists. Complainant claims to have approached both the Insurance companies to depute surveyors on the spot. National Insurance Company Ltd. deputed an investigator to the spot, who, after making spot inspection, asked for certain documents from the complainant which were provided; however the complainant received no further information. The Oriental Insurance Company Ltd., however, did not depute any Surveyor to the spot; instead, a communication was addressed by the Company to the complainant informing him that the policy stood terminated from the date of its inception. Therefore, the complainant approached the then Jammu and Kashmir State Consumer Disputes Redressal Commission for relief. As per the Commission\u2019s assessment, the total liability was fixed to Rs. 15 Lakhs which was to be shared by both the Insurance companies. Complainant, being dissatisfied with the said order, has filed the appeal seeking enhancement of compensation in his favour. Hakim Suhail Ishtiaq, appearing on behalf of the complainant, submitted that the Commission, while passing the impugned order, did not appreciate the evidence on record in its true and correct perspective. J. A. Kawoosa, representing the National Insurance Company Ltd., argued that the impugned order passed by the Commission is contrary to law. Whereas N. H. Khuroo, appearing on behalf of the Oriental Insurance Company Ltd., challenged this Court\u2019s jurisdiction to hear and decide these appeals in view of the application of the Jammu and Kashmir Reorganization Act, 2019. Counsels for both the Insurance companies contended that the insured\/complainant had effected the insurance without disclosing vital material facts like the occupation of the premises by the terrorists as well as the existence of the simultaneous policy of insurance obtained from the other Insurance Company, thereby violating the principle of \u2018uberrima fidei<\/i>\u2019. <\/span><\/p>\n

Examining the facts of the case and the contentions raised by the parties, the Court observed that issue pertains to the nature of the disclosure made by the insured\/ complainant in the proposal form and its impact on the entire process of invitation and acceptance of the offer. The relationship between an insurer and the insured is recognized as one where mutual obligation of trust and good faith are paramount. The Court upon perusing the evidences noted that the insured did make lapses in revealing certain vital information regarding the premises. <\/span><\/p>\n

Thus, Bench held that the Commission had erred in properly appreciating the evidence on record, therefore its impugned order granting the compensation of Rs 15 lakhs to the complainant was set aside.<\/span>[Sajad Ahmad Malik v. Divisional Manager, National Insurance Company Ltd., <\/i>2020 SCC OnLine J&K 299 <\/b><\/a>, decided on 22-06-2020]<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Jammu and Kashmir High Court: While deciding the instant appeals which raised objections concerning the jurisdiction of the J&K High Court to <\/p>\n","protected":false},"author":8808,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,10],"tags":[42139,25753,42140,42137,42138,42141],"class_list":["post-231314","post","type-post","status-publish","format-standard","hentry","category-casebriefs","category-highcourts","tag-consumer-complaints","tag-insurance-company","tag-insurer-and-insured","tag-jammu-and-kashmir-reorganization-act-2019","tag-jammu-and-kashmir-state-consumer-disputes-redressal-commission","tag-jurisdiction-of-jk-hc"],"yoast_head":"\nJ&K HC | Scheme of law as provided in J&K Reorganization Act, 2019 will not affect any pending proceedings\/ appeals arising out of the orders passed by erstwhile J&K State Consumer 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in public employment for J&K domiciles in the UT has been challenged. Petitioner's 1 and 3 are domiciles of the State of Haryana and Petitioner 2 a permanent resident of the erstwhile State of Jammu\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":220378,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/09\/30\/article-370-5-judge-bench-to-begin-hearing-in-plea-challenging-jk-reorganisation-bill-from-tomorrow\/","url_meta":{"origin":231314,"position":1},"title":"Article 370| 5-judge bench to begin hearing in plea challenging J&K Reorganisation Bill from tomorrow","author":"Prachi Bhardwaj","date":"September 30, 2019","format":false,"excerpt":"Supreme Court: A 5-judge bench of NV Ramana, SK Kaul, R. Subhash Reddy, BR Gavai and Surya Kant, JJ will begin hearing the plea challenging the abrogation of Article 370 of the Constitution from tomorrow. Advocate Manohar Lal Sharma had moved the Court seeking quashing of the Union Of India\u2019s\u2026","rel":"","context":"In "Hot Off The Press"","block_context":{"text":"Hot Off The Press","link":"https:\/\/www.scconline.com\/blog\/post\/category\/news\/hot_off_the_press\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":219603,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/09\/16\/article-370-sc-asks-central-govt-to-restore-normalcy-in-jammu-kashmir\/","url_meta":{"origin":231314,"position":2},"title":"Article 370: SC asks Central govt to restore normalcy in Jammu & Kashmir","author":"Prachi Bhardwaj","date":"September 16, 2019","format":false,"excerpt":"Supreme Court: The Court has asked the Central and Jammu and Kashmir Government to file an affidavit on the petitions challenging the abrogation of the provisions under Article 370. A three-judge bench headed by Ranjan Gogoi has also asked the Centre and State to restore the normalcy in Jammu and\u2026","rel":"","context":"In "Hot Off The Press"","block_context":{"text":"Hot Off The Press","link":"https:\/\/www.scconline.com\/blog\/post\/category\/news\/hot_off_the_press\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":226244,"url":"https:\/\/www.scconline.com\/blog\/post\/2020\/02\/27\/cabinet-approves-issuance-of-an-order-for-adaptation-of-central-laws-in-ut-of-jk-under-s-96-of-jammu-and-kashmir-reorganisation-act-2019\/","url_meta":{"origin":231314,"position":3},"title":"Cabinet approves — Issuance of an Order for adaptation of Central laws in UT of J&K under S. 96 of Jammu and Kashmir Reorganisation Act, 2019","author":"Bhumika Indulia","date":"February 27, 2020","format":false,"excerpt":"The Union Cabinet has approved issuance of an order for adaptation of Central Acts in the Union Territory of Jammu and Kashmir under Section 96 of the Jammu and Kashmir Reorganisation Act, 2019 by the Central Government. After coming into force of the Jammu and Kashmir Reorganisation Act, 2019 the\u2026","rel":"","context":"In "Cabinet Decisions"","block_context":{"text":"Cabinet Decisions","link":"https:\/\/www.scconline.com\/blog\/post\/category\/legislationupdates\/cabinet_decisions\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/02\/CABINET-SECRETARIAT.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/02\/CABINET-SECRETARIAT.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/02\/CABINET-SECRETARIAT.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/02\/CABINET-SECRETARIAT.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/02\/CABINET-SECRETARIAT.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":219651,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/09\/17\/article-370-sc-seeks-report-from-jk-hc-cj-on-claims-about-people-being-unable-to-approach-hc\/","url_meta":{"origin":231314,"position":4},"title":"Article 370: SC seeks report from J&K HC CJ on claims about people being unable to approach HC","author":"Prachi Bhardwaj","date":"September 17, 2019","format":false,"excerpt":"Supreme Court: Terming as \"very very serious\" the claim that people are finding it difficult to approach the Jammu and Kashmir High Court, the 3-judge bench of bench of Ranjan Gogoi, CJ and S A Bobde and S A Nazeer, JJ has decided to verify it by asking the Chief\u2026","rel":"","context":"In "Hot Off The Press"","block_context":{"text":"Hot Off The Press","link":"https:\/\/www.scconline.com\/blog\/post\/category\/news\/hot_off_the_press\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":220379,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/09\/30\/article-370-sc-seeks-centres-response-on-restoration-of-internet-landline-services-in-all-jk-medical-establishments\/","url_meta":{"origin":231314,"position":5},"title":"Article 370| SC seeks Centre’s response on restoration of internet & landline services in all J&K Medical establishments","author":"Prachi Bhardwaj","date":"September 30, 2019","format":false,"excerpt":"Supreme Court: The Court has sought Centre's response on a PIL seeking direction from the Government to immediately restore high-speed internet\u00a0 services and fixed landline phone services across all hospitals and medical establishments in Jammu and Kashmir. A bench headed by Chief Justice Ranjan Gogoi issued a notice to the\u2026","rel":"","context":"In "Hot Off The Press"","block_context":{"text":"Hot Off The Press","link":"https:\/\/www.scconline.com\/blog\/post\/category\/news\/hot_off_the_press\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2017\/09\/Supreme-Court_Colour.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]}],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/231314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/users\/8808"}],"replies":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/comments?post=231314"}],"version-history":[{"count":0,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/231314\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/media?parent=231314"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/categories?post=231314"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/tags?post=231314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}