{"id":203914,"date":"2018-10-17T19:00:00","date_gmt":"2018-10-17T13:30:00","guid":{"rendered":"https:\/\/www.scconline.com\/blog\/?p=203914"},"modified":"2018-10-22T13:24:05","modified_gmt":"2018-10-22T07:54:05","slug":"kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/","title":{"rendered":"Kerala HC Full Bench overrules 3-Judge Bench: Absence of fitness certificate to vehicle is a fundamental breach by insured; entitles insurer with right to recovery"},"content":{"rendered":"

Kerala High Court:<\/strong> A Full Bench of Kerala High Court comprising of CJ Hrishikesh Roy P.R. Ramachandra Menon, A.K. Jayasankaran Nambiar, Anil K. Narendran and Devan Ramachandran, JJ. while a reference held that non-possession of a valid fitness certificate for a vehicle constitutes fundamental breach of insurance policy, entitling the insurer to exercise \u2018pay and recover\u2019 option in compensation cases arising out of accidents caused by such vehicles.<\/p>\n

The five-judge bench was considering the correctness of a three-judge bench judgment in Augustine v. Ayyappankutty, 2015 SCC OnLine Ker 14898<\/a><\/em> where it was held that absence of permit\/ fitness certificate to a transport vehicle is only a technical breach.<\/p>\n

The Court went through the provisions of the Motor Vehicles Act, 1988 (MV Act) dealing with requirement of permits and\/ or fitness certificate and discerned the intention of Legislature behind incorporating the said provisions.<\/p>\n

It was noted that as per Section 149(2)(c) of MV Act, an insurer is not bound to pay the insured amount in case the vehicle being used does not have a valid transport permit. Section 66 stipulates that any registered motor vehicle must have a valid permit in order for putting the same on road. The necessity of having a \u2018certificate of fitness\u2019 is prescribed under Section 54, and Section 56 of the MV Act also states that a transport vehicle will not be deemed as validly registered if it does not possess a certificate of fitness. Section 84 prescribes general conditions attached to all permits; and Rule 47(1)(g) of the Central Motor Vehicles Rules, 1989 stipulates that an application for registration of a vehicle must be mandatorily accompanied by a road worthiness certificate.<\/p>\n

The Bench observed that \u201cCertificate of Registration, existence of valid Permit and availability of Fitness Certificate, all throughout, are closely interlinked in case of a transport vehicle and one requirement cannot be segregated from another\u201d<\/em>. It was
\nnoted that the abovementioned provisions clearly substantiated the importance and necessity of having a fitness certificate to a transport vehicle at all times. Assurance of a vehicle being completely fit to be plied on the road assumes importance in relation to the life and limb of people traveling in the vehicle, pedestrians, and other vehicles.<\/p>\n

Relying on the aforesaid reasoning and judgment of the Apex Court in Amrit Paul Singh v. TATA AIG General Insurance Co. Ltd., <\/em>(2018) 7 SCC 558<\/a> the High Court held that any lapse by the owner of the vehicle in relation to possession of a valid fitness certificate would amount to a fundamental breach enabling the insurer to recover the relevant amount from the insured. On that holding, the judgment in Augustine v. Ayyappankutty,<\/em> 2015 SCC OnLine Ker 14898 <\/a>was set aside. [Ramankutty v. Pareed Pillai,2018 SCC OnLine Ker 3542<\/b><\/a>, decided on 09-10-2018]<\/p>\n","protected":false},"excerpt":{"rendered":"

Kerala High Court: A Full Bench of Kerala High Court comprising of CJ Hrishikesh Roy P.R. Ramachandra Menon, A.K. Jayasankaran Nambiar, Anil <\/p>\n","protected":false},"author":8808,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,10],"tags":[32126,32108,32109,3302,32110,30575],"class_list":["post-203914","post","type-post","status-publish","format-standard","hentry","category-casebriefs","category-highcourts","tag-fitness-certificate","tag-fundamental-breach","tag-insured","tag-insurer","tag-right-to-recovery","tag-vehicle"],"yoast_head":"\nKerala HC Full Bench overrules 3-Judge Bench: Absence of fitness certificate to vehicle is a fundamental breach by insured; entitles insurer with right to recovery | SCC Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kerala HC Full Bench overrules 3-Judge Bench: Absence of fitness certificate to vehicle is a fundamental breach by insured; entitles insurer with right to recovery\" \/>\n<meta property=\"og:description\" content=\"Kerala High Court: A Full Bench of Kerala High Court comprising of CJ Hrishikesh Roy P.R. Ramachandra Menon, A.K. Jayasankaran Nambiar, Anil\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/\" \/>\n<meta property=\"og:site_name\" content=\"SCC Times\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/scc.online\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-10-17T13:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-10-22T07:54:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/03\/KeralaHC-e1521442636157.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1330\" \/>\n\t<meta property=\"og:image:height\" content=\"887\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Bhumika Indulia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bhumika Indulia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/\",\"url\":\"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/\",\"name\":\"Kerala HC Full Bench overrules 3-Judge Bench: Absence of fitness certificate to vehicle is a fundamental breach by insured; entitles insurer with right to recovery | SCC Times\",\"isPartOf\":{\"@id\":\"https:\/\/www.scconline.com\/blog\/#website\"},\"datePublished\":\"2018-10-17T13:30:00+00:00\",\"dateModified\":\"2018-10-22T07:54:05+00:00\",\"author\":{\"@id\":\"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/919ec47cc1b871b362af05740398033a\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.scconline.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kerala HC Full Bench overrules 3-Judge Bench: Absence of fitness certificate to vehicle is a fundamental breach by insured; entitles insurer with right to recovery\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.scconline.com\/blog\/#website\",\"url\":\"https:\/\/www.scconline.com\/blog\/\",\"name\":\"SCC Times\",\"description\":\"Bringing you the Best Analytical Legal News\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.scconline.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/919ec47cc1b871b362af05740398033a\",\"name\":\"Bhumika Indulia\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/04\/Me-150x150.jpg\",\"contentUrl\":\"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/04\/Me-150x150.jpg\",\"caption\":\"Bhumika Indulia\"},\"url\":\"https:\/\/www.scconline.com\/blog\/post\/author\/editor_1\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Kerala HC Full Bench overrules 3-Judge Bench: Absence of fitness certificate to vehicle is a fundamental breach by insured; entitles insurer with right to recovery | SCC Times","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/","og_locale":"en_US","og_type":"article","og_title":"Kerala HC Full Bench overrules 3-Judge Bench: Absence of fitness certificate to vehicle is a fundamental breach by insured; entitles insurer with right to recovery","og_description":"Kerala High Court: A Full Bench of Kerala High Court comprising of CJ Hrishikesh Roy P.R. Ramachandra Menon, A.K. Jayasankaran Nambiar, Anil","og_url":"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/","og_site_name":"SCC Times","article_publisher":"https:\/\/www.facebook.com\/scc.online\/","article_published_time":"2018-10-17T13:30:00+00:00","article_modified_time":"2018-10-22T07:54:05+00:00","og_image":[{"width":1330,"height":887,"url":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2016\/03\/KeralaHC-e1521442636157.jpg","type":"image\/jpeg"}],"author":"Bhumika Indulia","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bhumika Indulia","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/","url":"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/","name":"Kerala HC Full Bench overrules 3-Judge Bench: Absence of fitness certificate to vehicle is a fundamental breach by insured; entitles insurer with right to recovery | SCC Times","isPartOf":{"@id":"https:\/\/www.scconline.com\/blog\/#website"},"datePublished":"2018-10-17T13:30:00+00:00","dateModified":"2018-10-22T07:54:05+00:00","author":{"@id":"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/919ec47cc1b871b362af05740398033a"},"breadcrumb":{"@id":"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.scconline.com\/blog\/post\/2018\/10\/17\/kerala-hc-full-bench-overrules-3-judge-bench-absence-of-fitness-certificate-to-vehicle-is-a-fundamental-breach-by-insured-entitles-insurer-with-right-to-recovery\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.scconline.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Kerala HC Full Bench overrules 3-Judge Bench: Absence of fitness certificate to vehicle is a fundamental breach by insured; entitles insurer with right to recovery"}]},{"@type":"WebSite","@id":"https:\/\/www.scconline.com\/blog\/#website","url":"https:\/\/www.scconline.com\/blog\/","name":"SCC Times","description":"Bringing you the Best Analytical Legal News","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.scconline.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/919ec47cc1b871b362af05740398033a","name":"Bhumika Indulia","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.scconline.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/04\/Me-150x150.jpg","contentUrl":"https:\/\/www.scconline.com\/blog\/wp-content\/uploads\/2021\/04\/Me-150x150.jpg","caption":"Bhumika Indulia"},"url":"https:\/\/www.scconline.com\/blog\/post\/author\/editor_1\/"}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":306159,"url":"https:\/\/www.scconline.com\/blog\/post\/2023\/11\/02\/insurer-has-no-right-to-recover-motor-accident-compensation-from-insured-for-driver-fake-licence-sc-legal-news\/","url_meta":{"origin":203914,"position":0},"title":"Insurer has no right to recover motor accident claim compensation from insured vehicle owner for driver\u2019s fake licence: SC","author":"Editor","date":"November 2, 2023","format":false,"excerpt":"The burden of proving that there was a failure on the part of the vehicle owner in carrying out due diligence apropos driving licence before employing a person to drive the vehicle is upon the insurance company.","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"recover motor accident compensation","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/11\/recover-motor-accident-compensation.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/11\/recover-motor-accident-compensation.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/11\/recover-motor-accident-compensation.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2023\/11\/recover-motor-accident-compensation.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":216689,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/07\/10\/hp-hc-insurer-shall-not-be-exonerated-from-payment-of-compensation-in-case-of-vehicle-not-bearing-permanent-registration-certificate\/","url_meta":{"origin":203914,"position":1},"title":"HP HC | Insurer shall not be exonerated from payment of compensation in case of vehicle not bearing permanent registration certificate","author":"Bhumika Indulia","date":"July 10, 2019","format":false,"excerpt":"Himachal Pradesh High Court: Jyotsna Rewal Dua, J., partly allowed an appeal and declared that insurance company does not have the right to absolve itself from payment of compensation in absence of valid registration number. In the present case, due to rash and negligent driving of respondent, an individual named\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/11\/Himachal-HC_1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/11\/Himachal-HC_1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/11\/Himachal-HC_1.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/11\/Himachal-HC_1.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/11\/Himachal-HC_1.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":200637,"url":"https:\/\/www.scconline.com\/blog\/post\/2018\/08\/26\/owner-of-vehicle-exonerated-from-recovery-right-granted-to-insurer-in-view-of-sub-section-3b-of-section-66-of-mv-act\/","url_meta":{"origin":203914,"position":2},"title":"Owner of vehicle exonerated from recovery right granted to Insurer in view of sub-section 3(b) of Section 66 of MV Act \u00a0","author":"Bhumika Indulia","date":"August 26, 2018","format":false,"excerpt":"Delhi High Court: A Single Judge Bench comprising of Sunil Gaur, J. allowed an appeal filed against the order of the Motor Accident Claims Tribunal whereby the compensation awarded was ordered to be recovered from the appellant - owner of the insured vehicle involved in an accident. Brief facts of\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":206050,"url":"https:\/\/www.scconline.com\/blog\/post\/2018\/12\/01\/burden-to-prove-non-receipt-of-insurers-letter-of-cancellation-of-insurance-lies-on-the-insured-kerala-hc\/","url_meta":{"origin":203914,"position":3},"title":"Burden to prove non-receipt of insurer\u2019s letter of cancellation of insurance lies on the insured: Kerala HC","author":"Bhumika Indulia","date":"December 1, 2018","format":false,"excerpt":"Kerala High Court: A Full bench comprising of V. Chitambaresh, P.B. Suresh Kumar and Sathish Ninan, JJ. while answering a reference ruled that the burden to prove non-receipt of insurer\u2019s letter of cancellation of insurance lies on the insured. The liability of an insurer to indemnify third parties subsists unless\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":333008,"url":"https:\/\/www.scconline.com\/blog\/post\/2024\/10\/15\/consumer-protection-deciphering-non-standard-settlement-of-motor-insurance-claims\/","url_meta":{"origin":203914,"position":4},"title":"Consumer Protection | Deciphering Non-Standard Settlement of Motor Insurance Claims","author":"Bhumika Indulia","date":"October 15, 2024","format":false,"excerpt":"by Namrata Chandorkar*","rel":"","context":"In "Op Eds"","block_context":{"text":"Op Eds","link":"https:\/\/www.scconline.com\/blog\/post\/category\/op-ed\/legal-analysis\/"},"img":{"alt_text":"Consumer Protection","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/10\/Consumer-Protection.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/10\/Consumer-Protection.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/10\/Consumer-Protection.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/10\/Consumer-Protection.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":218512,"url":"https:\/\/www.scconline.com\/blog\/post\/2019\/08\/22\/ker-hc-liability-of-insurer-to-indemnify-third-parties-subsists-unless-insurance-coverage-is-cancelled-and-an-intimation-thereof-has-reached-the-insured\/","url_meta":{"origin":203914,"position":5},"title":"Ker HC | Liability of insurer to indemnify third parties subsists unless insurance coverage is cancelled and an intimation thereof has reached the insured","author":"Bhumika Indulia","date":"August 22, 2019","format":false,"excerpt":"Kerala High Court: P.B. Suresh Kumar, J. allowed an appeal filed by the claimant against the insurer in which an award was passed exonerating the liability of the insurer to indemnify the owner. \u00a0In the instant case, the claimant sustained injuries in a motor vehicle accident and claimed for indemnity\u2026","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/203914","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/users\/8808"}],"replies":[{"embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/comments?post=203914"}],"version-history":[{"count":0,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/posts\/203914\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/media?parent=203914"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/categories?post=203914"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.scconline.com\/blog\/wp-json\/wp\/v2\/tags?post=203914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}