{"id":195775,"date":"2018-05-04T15:01:36","date_gmt":"2018-05-04T09:31:36","guid":{"rendered":"http:\/\/www.scconline.com\/blog\/?p=195775"},"modified":"2018-05-04T15:01:36","modified_gmt":"2018-05-04T09:31:36","slug":"investment-limit-for-senior-citizens-doubled-from-rs-7-5-lakh-to-rs-15-lakh-under-pradhan-mantri-vaya-vandan-yojana","status":"publish","type":"post","link":"https:\/\/www.scconline.com\/blog\/post\/2018\/05\/04\/investment-limit-for-senior-citizens-doubled-from-rs-7-5-lakh-to-rs-15-lakh-under-pradhan-mantri-vaya-vandan-yojana\/","title":{"rendered":"Investment limit for Senior Citizens doubled from Rs. 7.5 lakh to Rs.15 lakh under Pradhan Mantri Vaya Vandan Yojana"},"content":{"rendered":"

The Union Cabinet has given its approval for extending the investment limit from Rs 7.5 lakhs to Rs 15 lakhs as well as extension of time limits for subscription from 4th<\/sup>May 2018 to 31st<\/sup>March, 2020 under the Pradhan Mantri Vaya Vandan Yojana (PMVVY) as part of Government’s commitment for financial inclusion and social security.<\/p>\n

Further, as a boost to the Social Security initiatives for senior citizens, the investment limit of Rs 7.5 lakh per family in the existing scheme is enhanced to Rs 15 lakh per senior citizen in the modified PMVVY, thereby providing a larger social security cover to the Senior citizens. \u00a0It will enable upto Rs.10000 Pension per month for Senior Citizens.<\/p>\n

As of March, 2018, a total number of 2.23 lakh senior citizens are being benefited under PMVVY. In the previous scheme of Varishtha Pension Bima Yojana-2014, a total number of 3.11 lakh senior citizens are being benefited.<\/p>\n

Background: <\/strong>The PMVVY is being implemented through Life Insurance Corporation of India (LIC) to provide social security during old age and protect elderly persons aged 60 years and above against a future fall in their interest income due to uncertain market conditions. The scheme provides an assured pension based on a guaranteed rate of return of 8% per annum for ten years, with an option to opt for pension on a monthly \/ quarterly \/ half yearly and annual basis. The differential return, i.e. the difference between the return generated by LIC and the assured return of 8% per annum would be borne by Government of India as subsidy on an annual basis.<\/p>\n

Cabinet<\/p>\n","protected":false},"excerpt":{"rendered":"

The Union Cabinet has given its approval for extending the investment limit from Rs 7.5 lakhs to Rs 15 lakhs as well <\/p>\n","protected":false},"author":91,"featured_media":24281,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1188,2],"tags":[30047,30049,29722,30048],"class_list":["post-195775","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hot_off_the_press","category-news","tag-investment-limit","tag-pmvvy","tag-senior-citizens","tag-social-security"],"yoast_head":"\nInvestment limit for Senior Citizens doubled from Rs. 7.5 lakh to Rs.15 lakh under Pradhan Mantri Vaya Vandan Yojana | SCC Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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While GDP growth at 6.3% in the second quarter of 2017-18 signalled turnaround of the economy, growth in the second half is likely to\u2026","rel":"","context":"In "Business News"","block_context":{"text":"Business News","link":"https:\/\/www.scconline.com\/blog\/post\/category\/news\/business_news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/02\/budget.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/02\/budget.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/02\/budget.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/02\/budget.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2018\/02\/budget.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":356791,"url":"https:\/\/www.scconline.com\/blog\/post\/2025\/08\/16\/sbi-pay-7-5cr-claim-insurance-in-2017-kharif-crop-damage-case\/","url_meta":{"origin":195775,"position":2},"title":"Gujarat HC grants relief to farmers in 2017 kharif crop damage case; Directs SBI to pay 7.5 crores insurance claim","author":"Editor","date":"August 16, 2025","format":false,"excerpt":"In July 2017, on account of uncontrolled floods in the State of Gujarat, crops of the farmers were completely destroyed. These farmers are registered under the Pradhan Mantri Fasal Bima Yojana (PMFBY) and were entitled to compensation but payments have not yet been made to them.","rel":"","context":"In "Case Briefs"","block_context":{"text":"Case Briefs","link":"https:\/\/www.scconline.com\/blog\/post\/category\/casebriefs\/"},"img":{"alt_text":"2017 kharif crop damage case","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/08\/2017-kharif-crop-damage-case.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/08\/2017-kharif-crop-damage-case.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/08\/2017-kharif-crop-damage-case.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2025\/08\/2017-kharif-crop-damage-case.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":327158,"url":"https:\/\/www.scconline.com\/blog\/post\/2024\/07\/23\/highlights-budget-2024-2025-focus-on-employment-skilling-msmes-middle-class\/","url_meta":{"origin":195775,"position":3},"title":"Highlights of Budget 2024-2025: Focus on Employment & Skilling, MSMEs and Middle Class","author":"Editor","date":"July 23, 2024","format":false,"excerpt":"Priorities for Viksit Bharat, revised tax structure, exemption of three cancer drugs from custom duty, abolishment of angel tax, simplification of capital gains taxation and more","rel":"","context":"In "Hot Off The Press"","block_context":{"text":"Hot Off The Press","link":"https:\/\/www.scconline.com\/blog\/post\/category\/news\/hot_off_the_press\/"},"img":{"alt_text":"Budget 2024-2025","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/07\/Budget-2024-2025.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/07\/Budget-2024-2025.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/07\/Budget-2024-2025.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2024\/07\/Budget-2024-2025.webp?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":231928,"url":"https:\/\/www.scconline.com\/blog\/post\/2020\/07\/08\/cabinet-approves-the-proposal-to-extend-epf-contribution-24-or-another-three-months-from-june-to-august-2020\/","url_meta":{"origin":195775,"position":4},"title":"Cabinet approves proposal to extend EPF contribution 24% or another three months from June to August 2020","author":"Bhumika Indulia","date":"July 8, 2020","format":false,"excerpt":"The Union Cabinet has given its approval for extending the contribution both 12% employees' share and 12% employers' share under Employees Provident Fund, totaling 24% for another 3 months from June to August, 2020, as part of the package announced by the Government under Pradhan Mantri Garib Kalyan Yojana (PMGKY)\/\u2026","rel":"","context":"In "Cabinet Decisions"","block_context":{"text":"Cabinet Decisions","link":"https:\/\/www.scconline.com\/blog\/post\/category\/legislationupdates\/cabinet_decisions\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/02\/CABINET-SECRETARIAT.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/02\/CABINET-SECRETARIAT.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/02\/CABINET-SECRETARIAT.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/02\/CABINET-SECRETARIAT.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.scconline.com\/blog\/wp-content\/uploads\/2019\/02\/CABINET-SECRETARIAT.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":116731,"url":"https:\/\/www.scconline.com\/blog\/post\/2017\/03\/29\/draft-national-policy-for-domestic-workers-under-consideration\/","url_meta":{"origin":195775,"position":5},"title":"Draft National Policy for Domestic workers under consideration","author":"Saba","date":"March 29, 2017","format":false,"excerpt":"A draft National Policy for Domestic workers is under consideration of the Government. The salient features of the Policy are as under: Inclusion of Domestic Workers\u00a0 in the existing legislations Domestic workers will have the right to register as workers with the State Labour Department. 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