https://www.scconline.com/blog/post/2022/01/11/s-138-ni-telangana-hc-a-joint-account-holder-cannot-be-prosecuted-unless-and-until-he-she-is-a-signatory-to-subject-cheque/
[S. 138 NI] Telangana HC | A joint account holder cannot be prosecuted unless and until he/she is a signatory to subject cheque