https://www.scconline.com/blog/post/2021/10/25/absence-of-salutation-like-m-s-mr-or-miss-while-drawing-a-cheque-is-immaterial/
Ker HC | Absence of salutation like M/s, Mr or Miss while drawing a cheque is immaterial for offence under S. 138 of NI Act; HC sets aside the acquittal, directs Trial Court to re-address the issue