https://www.scconline.com/blog/post/2020/12/11/nclat-s-65-of-ibc-is-not-meant-to-negate-process-under-s-7-or-9-of-ibc-penal-action-under-s-65-can-be-taken-only-when-provision-of-code-has-been-invoked-fraudulently-with-malicious-intent/